Archive for April, 2014

04.13
14

What Every Parent Ought to Know about Cord Blood Transplants

by como ·

Privately banked cord blood and placenta-derived stem cells have great potential to expand a familys treatment options for a variety of serious and often life-threatening diseases. Whether youve taken the important step of banking your newborns stem cells or are just beginning to research the possibilities, you may be wondering what happens if you really need to use the banked stem cells.

Understanding the transplant process can help you make informed choices should your child (or perhaps another family member) ever need to use the stem cell unit for treatment. To help you learn more, heres what every parent ought to know about cord blood transplants:

What is a stem cell transplant?

A stem cell transplant is a therapeutic procedure used to treat patients whose stem cells are abnormal, weakened, or destroyed by disease or treatment. Healthy stem cells infused into the body can replenish themselves and transform into other cell types, including red blood cells, white blood cells and platelets, thus enabling them to replace the unhealthy cells. For therapy to be successful, the healthy stem cells must be transplanted and undergo engraftment and differentiation.

Sources of healthy stem cells include umbilical cord blood and the placenta, bone marrow, or peripheral (circulating) blood. A stem cell transplant may use stem cells taken from the patient, a family member or an unrelated donor.

How can a stem cell transplant help my child or other loved ones?

Stem cell transplants have been used to treat serious diseases in children and adults including various cancers such as leukemia, certain lymphomas, and many other diseases. To date, there are more than 80 diseases for which cord blood stem cell transplants have been used to treat patients. (1)

In addition, research is currently underway to find new medical uses for stem cells, including treatments for Alzheimers disease, cancer, Parkinsons disease, stroke, diabetes, Lou Gehrigs disease (ALS), cardiac repair and spinal cord injuries. In time, through the use of stem cells, beneficial treatments for one or more of these conditions could become a reality.

Why use privately banked stem cells for transplantation, instead of a publicly donated cord blood unit or bone marrow?

Private cord blood banking (also known as family banking) markedly improves the likelihood that a suitable transplant will be immediately available. More than 30% of patients requiring transplant therapy are unable to find a suitable match.(2) The best match is a perfect 6/6 or 5/6 HLA match for the recipient, meaning he or she will have the same six (or five) antigens as the patient. Without a privately banked unit, a search could take months and still be unsuccessful. The benefit of collecting and storing stem cells at birth is that, should the child develop any of certain rare, often fatal diseases, the childs stem cells will be readily available for transplantation and that may help in restoring the patients health. The childs stem cells will always be a perfect 6/6 match for that child.

04.3
14

Congestion Management

by como ·

QoS involves many components and features, but the component that is most typically associated with the term QoS is congestion management. Congestion management is the key component for QoS on Catalyst switches. routing and switching The congestion management component of QoS itself is made up of many different features in Cisco IOS and CatOS. All Catalyst switches that support QoS features support congestion management or congestion avoidance. The next section looks at these features in detail, but the purpose of this section in general. As the name implies, congestion management enables you to manage the congestion that is experienced by packets at a given point in the network. Congestion management involves three main steps: 1?Queues are created at the interface where congestion is expected. Depending on the specific feature or mechanism being used to provide QoS ccie workbooks and the platform on which the QoS is being configured, there could be only two queues or there could be several hundred (although there is currently no practical application for this many queues on any Catalyst platform). 2 Packets (this could also be frames, but for the sake of simplicity, the word packets is used) are then assigned to these queues, based on classification characteristics such as DiffServ codepoint (DSCP) value. The classification CCIE of packets by characteristics is typically user-defined, and packets are placed into queues by these predetermined characteristics. Some examples of packet characteristics that are typically used in classification are the values in the packet for IP precedence, DSCP, and Layer 2 class of service . It is also common to use extended access lists to match packets based on more complex criteria, such as port numbers.

QoS involves many components and features, but the component that is most typically associated with the term QoS is congestion management. Congestion management is the key component for QoS on Catalyst switches. routing and switching The congestion management component of QoS itself is made up of many different features in Cisco IOS and CatOS. All Catalyst switches that support QoS features support congestion management or congestion avoidance. The next section looks at these features in detail, but the purpose of this section in general. As the name implies, congestion management enables you to manage the congestion that is experienced by packets at a given point in the network. Congestion management involves three main steps: 1?Queues are created at the interface where congestion is expected. Depending on the specific feature or mechanism being used to provide QoS ccie workbooks and the platform on which the QoS is being configured, there could be only two queues or there could be several hundred (although there is currently no practical application for this many queues on any Catalyst platform). 2 Packets (this could also be frames, but for the sake of simplicity, the word packets is used) are then assigned to these queues, based on classification characteristics such as DiffServ codepoint (DSCP) value. The classification CCIE of packets by characteristics is typically user-defined, and packets are placed into queues by these predetermined characteristics. Some examples of packet characteristics that are typically used in classification are the values in the packet for IP precedence, DSCP, and Layer 2 class of service . It is also common to use extended access lists to match packets based on more complex criteria, such as port numbers.

04.2
14

How to save money on your loan

by como ·

A loan to be repaid is like a hanging sword over your head. The truth is that most of us have some loan of the other that needs to be repaid. Here are a few things that you should keep in mind when dealing with repayment of these loans.

The drop in home loan rates makes you want to pay additional instalments and try and speed up the repayment. Don’t do that, just make your regular payments as you do each month. That extra money is what you live off and if you don’t have it you will be scrounging around wishing for some extra cash and cursing the loan. If you can afford to make the current payments, do that and don’t repay extra instalments just because you are feeling panicky.

If you have additional money lying around, which is not what you use for your daily expenses, then it is a good idea to make an early, partial repayment, as this will enable you to reduce your monthly instalments. This does not affect the way you live, and still gives you the advantage of lower monthly instalments.

If you do not have that lump sum in hand what you can do is consolidate your savings each month. Even a couple of hundred a month can add up in a year. As you can afford to put this money away it will not pinch and at the end of the year you will have a good amount to reduce the principle of the loan by.

An online mortgage or home loans online can offer savings in terms of fees due to lower overhead costs, so it’s worth to try your luck on search engines or comparison sites.

04.2
14

Investment Tip

by como ·

Although it is very clear that every company brings out schemes or plans to maximize their profit; sometimes such schemes may actually benefit customers. This is same for Pancard Club membership investment plan. The company Panoramic Universal Ltd. is as normal as other companies but the scheme is not the usual one. Many of the competitors are following the same plan.

Many of us don’t even believe in any investment schemes or plans as on today. There are many such cases of scams & frauds unearthed lately. So it’s natural for people to hardly believe in schemes or plans. There are many companies that cheat their investor & fraudulently dispose their investment. But then again because of this we miss some of the good investment plan which can be beneficial. The same can be said for Pancard Club Membership Plan. This investment clearly states that you can book your future holidays at current price. You invest some amount so that you utilize the benefit of amount deposited by enjoying your holidays at company’s resort. The next thing we enquire about is where the companies exotic resorts or hotels located are? Pancard Club members can enjoy their stay at Goa, Kerala, Malvan, Pune, Shirdi & Panvel. When you logically think, you can enjoy your holidays at some of the best places at affordable prices.

Then again this investment is only fruitful if you enjoy holidaying. Panoramic universal make sure all its members are provided with extra benefits like insurance policy or discount cards. But then again the benefits depend upon the amount invested. It’s like a marketing strategy the more you invest the more you will get.

After investing in Pancard Club you are allotted certain number of days which you can enjoy holidaying. You can use this days all throughout your investment term. But again you are limited to enjoy a particular number of days in a month. Also, even after the term if some days are not utilized, you can surrender them back with the amount decided at the time of investment. So if you utilize the holiday you enjoy; if you don’t you can redeem those with the amount decided. It means it’s a safe investment; either way you are going to benefit. Pancard Clubs Ltd. even gives an option to gift your holidays to your near & dear ones. It means if you cant utilize the room nights your friends or guest can utilize it on your behalf. One can enjoy their holidays in a wonderful way with their loved ones. Also, memories created here can be cherished throughout ones life.

Before finishing I suggest before investing one should read & understand the terms & conditions which the company states. You should plan your holidays at today’s price in such a way that your future outing is risk-free. It doesn’t make sense without reading the conditions one invest the amount & later blame the company for defaulting. That’s the reason they say “Investment is subject to market risk. Please read the documents carefully.”

04.2
14

Indian Wine Industry Forecast to 2012

by como ·

India has emerged as one of the fastest growing markets for wine on the global map. Despite the country’s vast population of over 1.1 Billion, the consumption of wine remains extremely low. The per capita consumption of wine in the country was estimated at around 9 Milliliters in 2008, indicating huge potential for growth in the coming years.

Various factors such as favorable government policies, increasing disposable income, amplified wine marketing and influence of western culture are helping to drive India’s wine consumption. According to our latest research report, -Indian Wine Industry Forecast to 2012-, wine consumption in India is expected to grow by 25-30% annually between 2009 and 2012.

We have found that various policies by the state level governments are encouraging domestic wine producers to set up their own wineries in the country, giving a boost to the domestic industry. Efforts by the Maharashtra and Karnataka governments remain far-fetched in this regard. However, such measures have raised concerns to WTO which states that India is adopting protectionist policies for its domestic wine industry meanwhile curbing growth of imports.

While local players are including affordable imported wines in their portfolios to attract new consumers, foreign firms are trying hard to expand in the market owing to high rate of tax levied. Our research indicates that the premium wine segment in the country is dominated by imported wines. This is because domestic wines are still unable to demand a high price, largely because of low brand awareness and lack of quality taste. Meanwhile, total consumption is dominated by domestically-produced cheap wine.

-Indian Wine Industry Forecast to 2012- provides extensive research and rational analysis on the wine market in India. Our research gives deep insight into India’s wine consumption in terms of domestically-produced and imported wines, price structure, sales by location, type of wine consumed and a possible regional segmentation. Our research also highlights the market trends and developments that are expected to play key role in the growth of Indian wine market over the forecast period. Besides this, the report provides thorough analysis on the wine production, wine exports and wine imports of the country.

For FREE SAMPLE of this report visit: http://www.rncos.com/Report/IM225.htm

Check DISCOUNTED REPORTS on: http://www.rncos.com

About RNCOS:

RNCOS, incorporated in the year 2002, is an industry research firm. We are a team of industry experts who analyze data collected from credible sources. We provide industry insights and analysis that helps corporations to take timely and accurate business decision in today’s globally competitive environment.

04.1
14

Find The Right Financial Magazine For Your Needs

by como ·

These days, everyone is worried about finances. The economy has been slow, Europe is in financial crisis, and it always seems like your money is going somewhere other than in your pocket. Because of this, you’re probably looking for ways to learn more about finances, and find ways to fulfill your own financial needs. One of the best ways to do this is with a financial magazine. A financial magazine can offer a lot of great information on a variety of topics, and can help you learn more about finances, as well as better regulate your money. Finding the right financial magazine for your needs, however, can be tricky. There’s a wide variety of them available, and you want to choose the right one for you. Here are a few things to consider when you’re researching financial magazines that will help you find the right magazine for you. First, consider what you want to read about in a financial magazine. If you’re interested in personal finances in general, you’ll get more useful information from a broad-spectrum magazine that caters to individuals. If you’re considering starting your own business, however, you’ll be more likely to find the information you need in a magazine that talks about the financial ins and outs of small businesses. There are many money-based magazines that cater to both these interests, as well as the interests of home owners, military members, and high-profile CEOs. Finding out what aspects of finance interests you will help you narrow down your magazine choices, and choose the right financial magazine for you. After you’ve narrowed down your interests, consider the reputation of different magazines. While this isn’t the most important aspect of choosing a financial magazine, it can make a difference in the long run. If you choose a magazine that’s well-known, for instance, you’re more likely to get a lot of information that’s been verified. The people working at these larger, well-respected magazines often have connections and experience in the financial industry, and can provide you with more information that’s more accurate than other magazines. That’s not to say smaller magazines don’t provide quality information, but there are advantages to choosing magazines with good reputations. These are two of the most important things to look at when finding the magazine that’s right for your interests and lifestyle, but there are also additional factors that you can look into. How often the magazine is published, for instance, may be important to you. If you don’t have much time to read, you may prefer a magazine that’s published monthly, while those who have more time and interest in finance may want a magazine that comes out every week. Another factor to consider is cost. Financial magazines vary widely in their price range, so be sure to pick one that fits your budget. Price, frequency, reputation, personal interest and magazine focus are all important factors to consider when you’re looking for the right financial magazine for you.

MyReviewsNow.net offers information regarding selecting a financial magazine. For more on financial periodicals, please visit us at MyReviewsNow.net.

04.1
14

Do You Need To Worry About Pre-Employment Background Checks

by como ·

The pre-employment background check is becoming more and more common place. As employers work to protect their places of employment from individuals that aren’t the best for the job or could pose a dangers to others, these background checks happen to be the tool of choice. After all, your past can say a lot about the person that you are and the person that you are likely to be, too. Yet, if you don’t have anything to hide in your past, should you really worry about what happens when a background check is done on you?

You Don’t Want It

Even for many individuals that have nothing in their past to be worried about, this type of privacy invasion is enough to bother them. In most cases, you can refuse to have one done, assuming that it isn’t a legal requirement for the position with the home such as when you are working with children or in the police department. Yet, doing this could potentially stop you from being hired anyway. Someone that refuses a background check is okay, but someone else that applies for the same position with the same qualifications and passes that pre-employment background check with flying colors is more likely to obtain the position.

Another concern that many have is the fact that the information on their pre-employment background check could mistakenly provide the wrong information. Perhaps there is information on your background check that is wrong. You could be suffering without realizing why. Or, perhaps it will uncover something that is potentially harmful but shouldn’t have anything to do with the current position in question. Sometimes, information can be taken out of context by the investigator and it could, ultimately effect your position with the company. Even some information that may be illegal for the investigator to consider in the hiring process could turn up. Although they technically can not use this to not hire you, it may leave them with a bad taste in their mouths, which could sway them the other way for other reasons.

Background checks are a potential nightmare for some individuals. If you have nothing to worry about, or so you think, you should still run a background check on yourself to determine if there are any potential problems lurking there. Doing so can at least give you peace of mind. Everyone needs to know what is in their background check.

04.1
14

Icici Bank And Intuit Launch money Manager

by como ·

ICICI Bank Ltd, Indias largest private sector Bank and Intuit, a leading global developer of business and personal finance management solutions, today announced the launch of “Money Manager”. It is an on-line personal finance management solution which helps banking customers understand their spending habits and organize their finances by providing them with details of all their ICICI Bank accounts on a single platform.

This web-based solution, available through ICICI Bank’s website, delivers the flexibility to focus on specific details such as earnings, savings, spends and loans. “Money Manager” makes it easy for customers to quickly and easily categorize their expenses and set and track a realistic budget to achieve their financial goals.

Mr Rajiv Sabharwal, Executive Director, ICICI Bank Ltd, said, Our Bank has always focused on innovation in technology for customer empowerment. Internet Banking is core to our technology prowess and we constantly innovate to provide path-breaking solutions for our customers on-line. Money Manager is a unique personal finance management solution which will give customers convenience of aggregating their accounts and providing output required for managing expenses.

ICICI Bank’s Smart Money Order allows you to send money online anytime, anywhere in India. Simply log on to ICICIBank.com and enter the address of the receiver and the amount to be sent. The funds will be delivered to your beneficiary’s doorstep. ICICI Bank’s Smart Money Order facility has been launched in partnership with India Post (The Department of Posts, Ministry of Communication and Information Technology, Government of India).

Money Manager is the latest in a line of Intuit offerings that improve peoples financial lives so profoundly that they cannot imagine going back to the old way of doing things, said Mr Alex Lintner, President, Global Business Division, Intuit Inc. Money Manager is unique to India and was specifically built for the market, while leveraging the insights and learnings from our Quicken and Mint products. As a result Intuit and ICICI Bank can deliver a world-class offering that addresses the unique needs of banking customers.

With “Money Manager”, ICICI Bank net banking customers can:
Aggregate all their ICICI Bank Accounts (Savings Account, Credit Cards, Loans, DEMAT etc.) automatically on one screen
It will automatically segregate transactions across different income or expense categories
Set their monthly budget and monitor the performance of investments
Get custom alerts on their balances, transactions and bill payments

“Money Manager” is currently available for all ICICI Bank Net Banking customers. It is a subscription based product with 90-Day free trial. Customers can visit www.icicibank.com to get more information.