Author Archive

05.22
15

Gold Is The Best Form Of Investment

by como ·

Who does not want to have a large sized bank balance? It is the need of the hour, looking at this inflation. The ever rising rates of every commodity, is driving in demand of investing in something or the other, to secure ones future, to be able to face the bad days.

Investments may seem a scary thought for many, as investing involves saving a certain set of amount from their hard earned money, and pay premiums every month to secure their future. there are many financial institutions who offer the best scheme for investing. The investment plans they bestow their customers with, proves very helpful for many, as many would not be aware of all the available investment schemes. These institutions provide them the right plan and advise them on how they can go by it and make the right choice, which would not just fit their pocket but even prove beneficial in the longer run. There are varied platforms through which one can invest, may it be through mutual funds, pension plans or many others, all they focus on, is securing their customers future, so that in their bad days they need not depend upon anyone else. To be independent even at that time, is what they look forward to, and guide the individuals to make the right choice. Investing on gold is one such factor, which would never diminish or would ever run out of fashion, due to many benefits it offers to individuals who rely on it for security.

Banks provide the best possible gold investment plans, which would provide gold to their customers in any form, may it be in the form of coins or bars. They are available in varied denominations, allowing one to own any of them, which would fit their pocket. This is one such investment an individual can afford to own, as gold is such a thing, whose value never dies, instead the gold rates are always elevating, increasing its value as the years pass by. Many banks import gold from renowned suppliers from other countries, who would guarantee excellence and quality. These financial institutions offer the best price for their customers, with regard to gold, which comes with a unique number on every certicard that comes along with gold when imported. This number is provided to be able to maintain the records of how much is being imported and the quality of the gold. Gold is the most secured investment as it provides a long term value, no matter how many ups and downs hit the market making it difficult for the investors to fight for even survival. It being tangible and liquid, both, values to be an asset to an individual, allowing them to make the right use of it, when in need of money. It would provide the best possible value to the investment made.

05.21
15

Occupational Therapy Travel Employment

by como ·

Register with an Expert Healthcare Staffing Firm

Division of Labor’s Occupational Outlook Handbook for 2008-09 documented that in 2006, OT’s held about 99-thousand jobs in this region. They worked at hospitals, in offices of other well being practitioners like chiropractors, in universities and nursing facilities. Work opportunities for occupational therapists are predicted to grow a great deal faster than the regular for all occupations by way of the 12 months 2016.16.

The title of Occupational Treatment presents you 3 roads to get. You can be an occupational therapist, an assistant or an aide. Just about every of these titles comes with a distinctive training and licensing necessity, along with various responsibilities and salaries.

To come to be an Occupational Therapist in the United Says, you will require a Master’s Diploma and a license to apply. For the license, you will have to display that you have graduated from an accredited system and you will have to pass a national certification examination. Wage ranges from a small of 59K to the median of 65K and a superior of 72K.

Assistants of a therapist comply with the treatment method blueprints formulated by occupational therapists and would make positive purchasers are performing people activities satisfactorily. Occupational therapist assistants also preserve a log of patients’ progress for occupational therapists. To turn out to be an occupational therapist assistant, you will need to have an associate diploma or a certificate from an accredited neighborhood university or technical college. You’ll also have to do some medical fieldwork and most states demand that you pass a nationwide certification examination. Salaries for assistants collection from a reduced of 38K, to an typical 42K, to a significant of 46K.

Occupational therapist aides are accountable for getting ready the tools and elements that an occupational therapist will be using while in remedy. They are generally asked to cope with clerical responsibilities, as perfectly. An occupational therapist aide will normally be authorized to do on-the-occupation training immediately after finishing large college or receiving their GED. Aides are compensated possibly hourly, around $eight.20 per hour up to $21.22 for each hour. And each year they can earn from 17k to 44k for the 12 months.

Mainly because lots of jobs are in hospitals and nursing residences, it is just about assured that they will give a great advantages bundle along with the salary. To acquire journey occupational therapy careers a person should at minimum have a bachelor’s degree in from an accredited institute. People today seeking a occupation in travel occupational therapy should have sturdy interpersonal expertise, empathy, integrity, and fantastic communication abilities. A substantial sum of persistence is also necessary for doing this task.

Occupational remedy traveling employment are worthwhile profession options for pros who delight in exploring new destinations. A person can investigation for chances on the internet. There are many recruitment companies that give journey jobs in a selection of healthcare configurations such as hospitals, assisted living amenities, rehabilitation centers, acute treatment amenities, extended expression care centers, outpatient clinics, nursing homes, household wellness companies, instructional institutions and personal practices. The income may well differ dependent on their specializations, experience, and preferred site.

Occupational therapists on journey assignment commonly receive quite a few advantages these as:

*Competitive wages

*Compensated homes

*Travel allowances

*Medical, dental insurance coverage

*Assistance in licensing and immigration processing

*Continuing schooling

05.20
15

What’s Different About Industrial Marketing Communications

by como ·

A prospective Client asked me the question recently, Whats the difference between industrial marketing communications and regular BtoB marketing communications? The question took me by surprise, since I promote my business as an industrial marketing communications agency, and I thought any prospective Client of mine would understand what that meant. It led me to put my thoughts down on the subject: if one person didnt understand the difference there were bound to be others.
Key to the discussion is the definition of industrial marketing communications as opposed to BtoB marketing communications. Ive read some articles recently that use the term industrial media to describe more traditional marketing communications methods (printed materials, print advertising) as opposed to broadcast and digital media. I think this confuses some people who are already unsure of how industrial marketing differs from traditional BtoB marketing.
I define industrial marketing communications as:
Marketing communications tactics and tools created to promote an industrial service or manufactured product sold to industry.
The key is sold to industry. This is where industrial marketing and BtoB part ways. It is possible to offer what is considered an industrial service or to manufacture a product that are NOT sold to an industrial company. The word industrial indicates the production of an end product or a service that are not sold to businesses dealing with the mass consumer market. For instance, an industrial company is a refinery; a manufacturer of engineered plastic components; an engineering firm that specializes in building petrochemical plants; a valve repair company.
Heres an example of a service that could be provided to an industrial AND BtoB company:
Industrial Marketing Communications:
Maintenance company specializing in and targeting refineries, chemical and petrochem plants
Vs.
BtoB Marketing Communications:
Maintenance company specializing in and targeting large office buildings and retail establishments
In the first example, the decision maker for the service is probably going to be the plants maintenance manager, maintenance engineer, or if its a smaller plant, a GM. In the second example, the decision maker will be a leasing company procurement manager, a commercial real estate broker, the owner of the property, or possibly a building manager. Not only will their maintenance needs be uniquely different, the communications style and messaging for the two maintenance services will need to be different as well.
Typically, in industrial marketing communications, we are marketing a product to an audience that is mechanically or engineering minded. They are usually mid level operations management, as opposed to executive management. They are usually a much smaller and more easily defined target audience.
Here are some other distinctions between industrial marketing communications and standard BtoB:
1)Engineers often have a low opinion of advertising and advertising people. I have found that they will quickly dismiss an ad that uses an artsy or gimmicky concept. Since engineers are basically scientists, they do not like to view themselves as being influenced by slick graphics or ad copy (Artsy and gimmicky can work in many BtoB advertising campaigns.)
2)Someone with a more technical view of their job will generally make a decision to buy a product or service based more on logic than emotion. I realize that Advertising 101 stresses that an ad needs to trigger emotion, and this is effectively true in standard BtoB marketing. Ive found that most engineering and operations personnel will weigh FACTS and make comparisons based on the product or service that best meets his needs.
3)Industrial audiences want to know features, not just benefits. They want to know things like physical properties, performance characteristics, technical specifications, and efficiency ratings so they can make an intelligent decision. Typical BtoB ads do not stress this type of information; in fact, they most typically stress features and benefits.
4)Engineers and other technical types dont go glassy eyed when they read lots of industry jargon in fact, they like it. If you use jargon when you speak to an engineer, youre showing him that you speak his language. Dont just consider text as industry language. Engineers also have a visual language. Depending on their specialty, they use charts, graphs, tables, diagrams, drawings, and mathematical symbols and equations on a daily basis. When you use these visual devices it says to the engineer that hes seeing solid information not just marketing fluff.
It would be wrong to say that the same marketing principles don’t apply. They actually do; but they’re applied differently. Working with an industrial marketing agency that understands how to market to a more technical audience engaged in the production of actual products that make the world run can be a huge factor in getting it right straight out of the gate, or floundering while an agency tries to grasp the difference. If youre looking for industrial marketing assistance and interviewing agencies, ask them their definition of industrial marketing communications. If they cant give you some insight similar to whats in this article do yourself a favor and move on to the next candidate!

05.19
15

How Bankruptcy Affects Loan Modification Eligibility

by como ·

When a homeowner falls behind on debt and risks losing his home, filing for bankruptcy is often the first thing that comes to mind. Many think it helps increase their chances of getting mortgage aid, particularly in home loan modification. But does bankruptcy really give you an edge in negotiating with your lender, or will it only make the situation worse?

Understanding bankruptcy Being bankrupt means you’re no longer able to pay your creditors. That includes not just your mortgage, but also your credit cards, car loans, student loans, and all the other debts you currently owe. But while a home loan modification only changes your mortgage, the bank takes your total credit into account when evaluating your case. If your debt is large enough to qualify for bankruptcy, your bank may assume a home loan modification won’t do much to help.

Bankruptcy and foreclosure A number of experts say that bankruptcy is at best a delaying tactic for foreclosure. A recent study shows that about 96% of delinquent borrowers who declare bankruptcy still get foreclosed on anyway, so you may end up with both a bankruptcy and a foreclosure on your credit report. If you plan on applying for a home loan modification, try to weigh the advantages of filing for bankruptcy versus the likelihood of a foreclosure.

Costs of bankruptcy Bankruptcy may help you get rid of debt, but other costs can remain and may even go up. Check your insurance policies to make sure you won’t be charged for the bankruptcy, or that they won’t have any claims on your property or other assets afterwards. If you’re looking to save a certain amount monthly from a home loan modification, take the time to compare it with other costs and see if it makes financial sense.

Debt-to-income ratio Lenders usually evaluate home loan modification applications based on the ratio of one’s monthly income to the amount that regularly goes to debt. Generally, your total debt must not exceed 31% of your monthly income. Bankruptcy may bring your ratio down to a reasonable level, but some banks see it as a negative factor and may still turn down your application.

Credit score impact Finally, consider how a bankruptcy will affect your credit over the long term. Just like a foreclosure, a bankruptcy usually stays on record for up to 10 years and can get in the way of your future credit decisions. Assuming your home loan modification saves your home from foreclosure, the bankruptcy may affect you just as much.

05.18
15

Overseas Investment Property Getting Higher In The Malaysian Region

by como ·

The prime minister of Malaysia Mr. Razak said that the Malaysians have emerged to be the second biggest investors in the city of London alone in the recent years. This showed that the Malaysians have a high role of real estate progress and development in the city of London. The Prime minister said that the Malaysian investors have the adequate funding to invest in any kind of better place and they are just looking for the right kind of opportunities to do so.

According to him this is a very fine opportunity for the British government and the investment companies who will be here to get benefits from the investment funding is of the Malaysian companies. The Malaysians have already invested a lot in the British country, which can be seen from the fact of investment that was made in the power station worth eight billion pounds.

The news has shown that the recent Islamic forum will open up newer bridges between the two countries for more investment in various areas including the Overseas Investment Property. The property investment is the first and fore most priority of the investors as it will give more and more chances of betterment of the economy of the country.

Najib said at a place that the Islamic economy is sustaining and developing since the arrival of Islamic banking in the countries. This has led to the more and more investment in the area. The countries such as Malaysia have seen a rise in the economic growth that is manifested in their future investment such as Overseas Investment Property as well.

The investors and the government officials also said that Britain has so much potential features for which investment can be made in the future. These include the investment in the Halal food areas as well. The business can be one of the leading potential investments for the country too. The billions of Muslims can take benefit form the investment made in the country f this form. The Overseas Investment Property has also many levels for the Malaysian investors too.

The Islamic forum between the Muslim and non-Muslim countries that’s going to be held In next few month will surely pave way for the most promising investment opportunities for the foreign investors in the country of England. Through these facilities the economy of Britain will not only go on the rise but will also move forward in the future. The investment in the educational and technological sector also looks promising enough to be taken as the primary and leading factor for more findings in the area. The economic growth and promising acts of the future will take the country to higher sites.

05.17
15

Interactive Mobile Marketing Campaign For Real Estate – Mantri Pinnacle

by como ·

INTRODUCTION
TELiBrahma is an acknowledged brand for contextual mobile marketing and advertising. Its current association with Mantri Pinnacle for the campaign called Interactive Mobile marketing for real estate is a breakthrough in reducing the time constraint for their prospective customers to visit the property in person. This campaign has surely helped in bringing the property closer to their buyers. The campaign was launched through the mobile application called POINT. This application will help the customers to capture any POINT enabled images, logo or QR code, advertisement in newspaper or magazine to access interactive content which included video, audio, 3D views, games, special discount coupons and other exclusive offers.

AUGMENTED 3D REALITY MOBILE MARKETING
The use of mobile devise and smart phones is the most preferred choice of tech savvy generation of today. Mobile devices have become the lifeline for various types of information in this fast paced world and therefore mobile and people share a very close relationship. With life wrapped around with smart devices and information being made available at the tap on your screen, the older trends of sending SMS, email, pamphlet have seen a downward pitch. In the present era of Mobile’s arsenal, Mobile marketing gathered a seismic shift in the marketing strategy. Mantri Pinnacle has leveraged this technology for reaching their targeted patrons with aid of Telibrahma through an exciting campaign.

Usage of the POINT application has helped the buyers to capture the print ads on newspapers to experience the apartments and its facilities before visiting the site. The promotion of this feature was done on all mobile and smart devices. TELiBrahma S POINT app brings the buyer and their desired property closer, allowing them to visualize the apartments as well as glimpse the entire environments on their mobile. Just snapping the print images in the newspapers, customers can access the entire Mantri Pinnacle property and decide upon their choices.

CAMPAIGN

The interactive mobile marketing campaign has been a breakthrough in mobile marketing strategies for real estate. This was developed and organized by TELiBrahma with a challenge to make the Mantri Pinnacles target audience to have visual experience of apartments before visiting the site. The POINT app will provide a complete glimpse of the entire property of Mantri Pinnacle and the prospective customers can take a virtual walk through of the apartments and the surrounding areas.

By capturing the print ad published by Mantri Pinnacle through their mobile camera will take them into the virtual property world of complete apartments and help them decide better. Buyers could also get a glimpse of the panoramic view or watch a 3D model of the entire building showcasing pool, gym, garden and all the other amenities. In addition to this, interested customers could mail their queries and book for the site visit at their own convenience simply by emailing or by dropping a call.

POSITIVE ASPECTS OF CAMPAIGN

The promotion of the interactive mobile marketing campaign for the real estate was an immense success as it could engage the readers for over 134,773 seconds with brands in the very first day of launch. And over 66% of the users engaged with all the engagements promoted. Apart from this 67% of the users experienced the augmented 3D view of the apartments. Almost 40% of the users were identified to have carried smart phones ensuring the right reach for the brand. Duration of brand exposure in comparison to TV programs exceeded 4400 slots. Now the Mantri Pinnacle is able to market much better than they could as in the case of conventional ads.

ABOUT TELIBRAHMA

TELiBrahma is a prominent player in the field of mobile marketing and advertising solutions. Since 2008, the company has been focusing on creative solutions in mobile applications based marketing supporting the retail industries and advertising media with the aid of internet and mobile phone technology. Telibrahma is a trusted partner of many promotional campaigns and has successfully delivered customized marketing and advertising solutions to a large base of satisfied clients across the world. Presently, the company operates from 5 different locations worldwide. The unparalleled service provided by Telibrahma, especially in the augmented reality platform, Buzz and Brand club speaks volumes, about its innovative and creative expertise.

For detail visit http://www.telibrahma.com/

05.15
15

SEO Manchester Beneficial For Online Marketing Industry

by como ·

Marketing through the internet is extremely effective in reach to a large group of audience from different corners of the world. However, this approach is highly competitive as a result of which millions of users are opting for the online marketing approach. This has led to infinite numbers of websites highlighting same topic or depicting similar themes. It makes getting lost in the vast crowd of websites becomes easier. But with the presence of seo manchester service providers, scenarios look a lot better. A website’s performance depends largely on the SEO methods applied on it before getting listed on the search directories. SEO, or search engine optimization, is the approach to build a website’s reputation in the most positive way while being placed on the search engines.

The SEO process comprises of different techniques, like article submission, linking to top rated sites, socializing the site, checking on the correct set of keyword usage, and most importantly, taking necessary initiative to find out about originality of the content. SEO professionals need to be dedicated and hard-working. It is said that professionals of SEO in Manchester have a fixed time to enter the office but no fixed time to go out. The work pressure is immense. However, only those who love to accept these work pressures can able to achieve the highest level of success in this industry.

seo companies in Manchester always offer the maximum benefits in terms of website optimization process. Clients from all over the UK and other parts of Europe rely heavily on the SEO service providers of Manchester. They have a fast and expert approach to rely upon. The companies feature teams comprising of young talents with experienced professionals to take the search engine optimization procedures to an altogether different height. The whole approach ensures that client websites are met with the very best of outcomes in terms of traffic accessibility and search engine ranking.

05.14
15

Jewelry Industry Embargo On Zimbabwe’s Conflict Diamonds

by como ·

Apparently Zimbabwe’s plan to sell off the conflict diamonds from their Marange diamond fields is simply not going to come through as long as the HRW (Human Rights Watch) has any say in the matter. The HRW specifically instructed the leading diamond jewelry providers in the world to keep their distance from any diamonds from Zimbabwe. Specifically, Arvind Ganesan, Director of the Business & Human Rights Division at HRW, released an official warning regarding a full on embargo of Zimbabwe diamonds due to their many violations of serious human rights conditions. According to Arvind Ganesan, Zimbabwean diamonds are conflict diamonds in every sense of the term, and as such the HRW is requesting that jewelry retailers and jewelry consumers boycott these diamonds until the human rights infringements reach their end. In fact, Arvind Ganesan wrote a letter asking as much from leaders in the diamond jewelry industry, such as Cartier, Tiffany’s, and Zale.

Arvind Ganesan has turned to the Kimberley Process Certification Scheme as well as the World Diamond Council in an attempt to expand the current definition of blood diamonds to contain diamonds acquired by governments in conflict and not only diamonds by rebel groups. In his letter, the Director of the Human Rights Watch requested that major diamond jewelry retailers issue public statements regarding refusal to purchase Zimbabwean diamonds. Such acts on the parts of the major players in the diamond retail community will surely have some significant long-term effects on diamond production from the Murowa diamond mine, as well as the River Ranch diamond mine, which are thought to be channels for the sale of diamonds from the Marange fields in Zimbabwe.

In the letter, Arvind Ganesan also appeals to the powerful members of the diamond industry to use their influence on the Kimberley Process to ensure that Zimbabwe is fully suspended from the group up to the point when they actually meet basic human rights standards. As per reports from HRW, such human rights infringements as killing, smuggling, and child labor have been going on until just this October and there are no signs of any considerable changes since then. These diamonds have been smuggled to neighboring countries mixing with diamonds from other nations and basically causing a situation where conflict diamonds are traded worldwide.

Hence, it is up to the jewelry retailers to be responsible enough to make sure that they do not vend such conflict diamonds to their jewelry consumers. As diamond consumers are becoming increasingly knowledgeable about conflict diamonds and requesting certifications as to the origin of their diamonds, it was only a matter of time before Zimbabwean diamonds became too risky to be associated with.

The problem is that generally speaking, jewelry providers can’t just boycott their diamond jewelry items, but then again, nobody wants to be linked to conflict diamonds either. It looks like we’ll just have to wait and see how the major members of the diamond jewelry community intend to comply with the demands of the Human Rights Watch.

05.13
15

Investment Banking Career Change Creating The Perfect Investment Banking Cv

by como ·

Have you decided its time for a career change? Does the financial or banking industry appeal to you? Do you already have experience in the investment banking field? If so, here is a great place to get started. Helpmegetajob is an exciting site for those that are looking for an investment banking career change or simply looking to break into the field.

Helpmegetajob is operated by a group of financial professionals and investment bankers with over six years of experience. They have personally had a hand in helping over 100 professionals start their career in hedge funds, investment banks, fund managers, consulting firms and private equity companies. They are the experts that can help you make that investment banking career change and get you on the right road to a successful career.

There are many different areas on this site to help you. There is a section dedicated to the seminars offered to help you get ready for entering the job force in the investment sector. For example, you will find seminars that relate to applications and creating just the right investment banking CV. There are also courses in how to land a job in commodities. These courses are taught by the people that know what investment banking firms are looking for. You will have the edge over other applicants when it comes time for the application and interview processes. These seminars are offered in London UK and for a very reasonable price.

Probably one of the most important features you can find here is the Elite Investment Banking Coaching Programme. You can purchase this complete learning system that includes a one hour initial consultation with your dedicated coach. They will help you determine what your goals are, how far you are into your job search, and what you might be able to do to improve your overall skills.

You will also receive a full half hour phone consultation once a week to help you develop your interview techniques and create the perfect investment banking CV. There is unlimited SMS and email support.

This terrific package also includes tickets to any of the seminars and these are guaranteed tickets. You dont have to worry about the seminar being sold out. It also includes two books that are a must have if you are entering the world of Banking and Finance. Finally, you get a money back guarantee. If you are not completely satisfied at the end of 30 days, you will get a complete refund.

If your current resume is not up to par, Helpmegetajob offers investment banking CV writing services to help you stand out in the crowd when you apply for a new job. The CV is often the first thing a prospective employee will see, so it must be perfect.

When it comes time to address your investment banking career change, its time to go to Helpmegetajob. You will find the information you need to get ready to make yourself invaluable to the businesses you feel are best suited to you. You can learn how to create the right investment banker CV that stands out among the other applicants to make sure you get that all important interview. No matter what level of help you need to begin your career in the investment banking world, you can find it at Helpmegetajob.

05.12
15

The Banking Name You Can Trust Upon Canara Bank

by como ·

The Indian Banking system has undergone a sea change in terms of service and functions. The credit of maintaining trust and confidence goes to few banks who have endlessly served to provide their customers a classy service. Be it grievance handling or meeting standing orders the services have been commendable. One such bank upholding the trust of the clients is Canara bank. Canara Bank is one of the oldest financial institutions of India, started in 1906 in Karnataka. Nationalized in 1969, it has grown to be a huge financial conglomerate, owning many subsidiaries and joint ventures throughout the world. The bank has 3057 branches and over 2000 ATMs, as of 2010. It has been a pioneer of several banking and financial services like launching an exclusive Mahila Banking Branch, providing credit card facility to farmers, extending Agricultural Consulting Services, launch of exclusive IT consultancy subsidiary etc. It has subsidiaries in Financial Services, Securities, Asset Management, Venture Capital Fund, Factors, Computer Services and finance home. The bank also won the National Award for excellence in the field of Khadi and Village Industries in 2011.
Canara Bank has several objectives on the basis of which it aims at being a “Global Bank with Best Practices”. It promotes national interests, takes active part in rural development and has several training initiatives to enhance rural self-employment. It provides all essential banking services at all branches, including Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Internet and Mobile Banking (IMB) etc.
As a very customer centric bank, it has stringent grievance redressal policies. The Canara Bank Customer Care aims at resolving all customer issues promptly and systematically. All complaints can be filed online on the Canara Bank website or on various toll free numbers listed on the website, or in any particular branch, where the Branch Manager would deal with the complaints. To ensure fair settlement of all complaints against Canara Bank, the bank has a complete policy document that lists in detail how each type of complaint is to be dealt with, in how long, and what can be done in case the customer is still not satisfied, along with a list of alternative remedies. The document is available on the website.
All Canara Bank complaints are addressed within a maximum of 21 days, as against the time frame of 30 days stipulated by Ministry of Finance. The bank has a review mechanism for every complaint that would help in identifying and overcoming any kind of shortcoming on part of the bank or its employees. Employees are specially trained to deal with all sorts of complaints courteously. There are suggestion boxes, complaint books; Help Counters available at all branches for quick and easy registration of any grievance. The bank constituted a standing committee on customer service in 2005, which reviews and improves customer service periodically. Undoubtedly, the bank has fulfilled and fulfilling its promise of its slogan “serving to grow and growing to serve.”