Archive for the ‘Financial’ Category

07.21
14

Is Earning a Financial Planner Certification a Must

by como ·

Getting the required confirmation is extremely essential in
the budgetary administrations industry. The money related
administrations industry is a very focused area that is the reason it is
exceptionally critical that monetary experts must procure included
accreditations that can help reinforce their professions.

In the money related arranging segment turning into a
Certified Financial Planner matters a considerable measure. Much the
same as the popular slogan that says, “Anybody might be a monetary
organizer however not everybody is a Certified Financial Planner.” This
is simply a straightforward slogan yet it has all the substance on it.
What I am attempting to say is that turning into a Certified Financial
Planner is your key in having a solid and above all durable profession
in the money related administrations industry.

The Certified
Financial Planner (CFP) Certification is the designation recompensed to
those experts who could finish the formal CFP course program and
effectively pass the Certified Financial Planner Certification Exam. The
CFP Certification is a post graduate affirmation that is earned by
those people who need to further their profession, grow their
information, refine their aptitudes, seek a higher or distinctive
employment position, improve pay recompense and above all stay aware of
the norms of the money related administrations industry.

With
this prestigious fiscal organizer affirmation will set a great
impression to your potential customers and superintendents on the
grounds that this would infer to them that you could gain the most
elevated amount of professionalism, competency and moral practices that
are vital in the monetary administrations industry. Now that its on the
table turning into a Certified Financial Planner might enhance your
skill in your practice in this manner making you a more believable
monetary expert. Validity matters a considerable measure in this sort of
vocation that is the reason you must buckle down and acquire it for
yourself.

Release me further by talking about to your the means
by which you will have the capacity to acquire a monetary organizer
confirmation. It is critical that you know all the necessities set by
the Certified Financial Planner Board of Standards (CFP Board) in light
of the fact that you need to finish them with the goal you should
qualify in taking the Certified Financial Planner Certification
Examination.


In the first place is that you must meet their instructive capability
that will oblige you to have a Bachelor’s degree or higher from any
manifestation of order as long as it is from an authorize school or
college. Aside from that you should likewise finish the formal CFP
course program that will oblige you to take exceptional course subjects
that are imperative in money related administrations.

The
accompanying are the extraordinary course subjects that you need to take
that can help you in passing the CFP confirmation examination:


An alternate prerequisite that you should complete is the three years
full time work encounter as a fiscal organizer, colleague money related
organizer or any vocation related in monetary administrations. In the
wake of finishing both the instructive capabilities and working
knowledge you should then submit to a full personal investigation.
What’s more finally, you ought to hold fast nearly to the Code of Ethics
set by the CFP Board.

06.27
14

Financefix- They help your future by fixing your financial constraints

by como ·

Finance from a bank or a company is increasingly becoming an indispensable need of our lives. Whether, be it for personal purpose or commercial, loan from a company or a bank help you in the wake of financial constraints. It is thus very important to manage your finances effectively. One may need loans for buying a house or a car, for business growth, or to acquire costly education. Inept management of finances can lead to restoration shortages. Experts believe that improved credit scores increases the probability of getting a loan way too easily. A good credit history is considered highly important and is an essential factor for a lot of banks and companies on which they provide loans.

Thus, a problematic or bad credit history can indeed create issues in the way of getting finances or loans. In that case, one can always turn to Financefix. Financefix Private Limited, incorporated in year 2006 is a proud member of Financiers Association of Australia. It was found at a time when so called -mainstream- finance was not available for those people who had some finance issues in the past. As a result, it created defaults on their credit history file forbidding them from getting finances from a bank or a company.

Thus, the need of setting up of Financefix was felt to help people who could not get through the mainstream finance. Financefix believes that most of them were good people but were incapable of getting finances because they had certain credit problems. Even when they are capable of affording a loan, their past record doesn’t allow them to get through any of the mainstream finance companies or banks. Therefore, Financefix ensures to finance such people with credit problems in the past, provided they earn enough to afford the repayments.

Also, Financefix makes automotive financing a hassle free and seamless task. They have an extensive range of cars that are carefully tested in workshop and are sold with a RWC or a safety certificate with a 3 year warranty is given with the loan. Besides automotive financing, Financefix has an extensive range of finance and insurance products as well. Financing with Financefix is easy and promising that just requires completion of their online application form that is free and easy to fill. . The limit of the loan usually exceeds to a maximum of $8000. Financefix’s Credit impaired car loans has few conditions that involves one must have enough income to afford repayments and a deposit amount of usually $1000-$2000 is a must. Financefix’s commits itself to be your trusted finance partner and promises to be there in every step of the way to help you. To know more about their services in finance and insurance, please visit their website at www.financefix.com.au

05.21
14

Money Matters Financial Services Limited

by como ·

Money Matters Financial Services Ltd. is one of the fastest growing financial companies in India. Money Matters Financial services Ltd. is a Non Banking Financial Company and is categorized as a Non-deposit taking systemically important (ND-SI) Non Banking Financial Company (NBFC) by Reserve Bank of India (RBI). Money Matters Financial Services Ltd. is among the leading institutional debt market firm in our country which provides advisory, consultancy and other financial services to corporate and institutional clients.

Money Matters Financial Services Ltd. along with its group companies has set out to become the leading institutional debt market company in India. Money Matters Financial Services Ltd. intend to grow services related to its core debt market practice while scaling other businesses like investment banking and asset financing to support this practice. Money Matters Financial Services Ltd. punctual and dedicated services have given them a growing list of reputed corporate clients. Money Matters Financial Services Ltd. also provides merchant banking and broking services through its subsidiaries, and had about 100 employees as of June 30, 2010 at their Mumbai and Delhi offices.

Establishment:
Mr. Rajesh Sharma is a founder of Money Matters Financial Services Ltd. In the year 1997 with the help of couple of employees Rajesh Sharma started the small office of Money Matters at Fort area in Mumbai.

MISSION:
Excellency, passion, distinctiveness, integrity, knowledge are the core value of Money Matters which helps them build strong long-term relationship with their clients and that helped them to be one of the leading Financial Company in India.
The key to the success of Money Matters Financial Services Ltd. is based on experienced management, innovative structuring, strong relationship capital, effective execution, and diverse client base. Money Matters work closely with clients to understand their needs and they always provide customized solutions to the various financial needs of their clients.

ABOUT RAJESH SHARMA:
Mr. Rajesh Sharma, Chairman and Managing director of Money Matters Financial Service Ltd. has more than 17 years of experience in capital market and financial advisory services.

SPECIALIZATION:
Money Matters Financial Services Ltd. is expert in debt syndication, debt placement, financial restructuring, Financial Turnaround Advisory and Private Equity/M&A (mergers and acquisition) Advisory. Money Matters Financial Services Ltd. also gratifies other financial services (along with subsidiaries) like investment banking and corporate finance advisory and private equity funding. Money Matters Financial Services Ltd. has been serving various corporate sectors such as Real Estate, Power, Telecom, Hospitality, Retail and Financial services. Money Matters Financial Services Ltd. is full service investment bank which offers advisory services that are relevant across life cycle of a corporate.

Money Matters also provides asset financing which aims to accomplish short-term and long-term financing needs of corporate house which helps in asset financing, prompter funding, structured debt finance, and stressed asset funding and margin finance and debt syndication services like Project Finance: to increase the existing capacity or to set up a green field project.
Structured Finance: to increase the scope of financing by customizing financing structures as per business needs.
Working Capital Finance: short term finance to fill up the gap in operating cycle.
Acquisition Financing: finance to domestics or international acquisitions.
External commercial borrowing: Cost-effective long-term finance, denominated in foreign currency, to fund capital expenditure in Manufacturing and Infrastructure space.
Mezzanine Finance: High-yield debt with equity option for special business needs in the form of last-mile funding.

Debt Capital Market includes services like Long term corporate finance and Short term corporate finance. Money Matters Financial Services Ltd. provides complete investment solution in Equities, Derivatives, Debt Market Segment, IPO and Depository Services.

Money Matters Financial Services Ltd. has been servicing various corporate sectors such as Real Estate, Power, Telecom, Hospitality, Retail and Financial services.

Achievements:
In 2010, Money Matters Financial Services Ltd. was honored with Amity HR Excellence award for performance Management 2010 at global HR summit of Amity International.

By completing Qualified Institutional Placement (QIP) Last year in October 2010 Rajesh Sharmas Money Matters Financial Services Ltd. raised Rs. 445 crores to meet the funding requirement and capital. Expenditure for proposed asset financing business to house products such as Bridge financing, corporate loan/ Project financing structured product funding, Pre- IPO financing etc. to corporate. Money Matters Financial Services Ltd has a corporate lending book of Rs.257 Crore as on Nov 2011.

Net profit of Money Matters Financial Services Ltd. rose from Rs.9.92 crore in Dec 2010 to Rs.12.39 crore in Dec 2011 (by 24.90%), and sales rose from Rs.51.87 crore in Dec 2010 to 149.04 crore in Dec 2011(187.0%). Net worth of Money Matters Financial Services Ltd. is Rs.750 till this date.

Money Matters Financial Services Ltd. supports NGOs like Atma Mumbai, which works in the field of education and children, to bring positive change in the lives of thousands of poor and needy children in Mumbai.
Money Matters has over 70 employees working for them and have offices in Mumbai and Delhi

04.14
14

Financial Aspects Of Your College Preparation

by como ·

Now is the right time to begin the discussion about funding for college with your parents. While you cant do much about securing financial aid during your freshman year, you can come up with a plan for how your family will go about paying for college.

Your parents may have been saving for your college education since you were little. Or, they may not have been so fortunate. Either way, youll need to sit down as a family and discuss the reality of the situation. How much are your parents willing to spend on your college education? How much do they expect you to contribute? About how much do you expect to get in financial aid?

Answering these questions early on save a lot of grief during your senior year. You dont want to fill out the FAFSA and realize in the April before you start college that you cannot afford to go due to lack of funding. There is always a way to get through school. You just need to start planning early to account for any difficulties along the way and to make sure both you and parents are on the same financial page.

Take virtual college campus tours

While you wont be applying to colleges for a while, you can still get a leg up on the competition by taking virtual campus tours for colleges of interest. Knowing what campuses look like, what their buildings look like and where things are located can put your mind at ease. Plus, it shows you how beautiful some colleges really are.

The best part about it is you dont have to leave the comfort of your home. Just visit the websites of colleges youre interested in and click on the virtual tour link (or something similar). Youll learn a lot and wont have to spend a dime. Plus, it can be kind of fun to browse around these different campuses.

Above all else, youll be further preparing yourself for the college experience. Just the act of searching through college websites and locating the virtual tour section is a good exercise. Youll need to become increasingly efficient when using college websites, or any website for that matter, as your high school career moves forward.

Volunteer over the summer

Just lazing the day away during the summer might sound nice, you should continue to work toward making your college application look appealing. You can do this by volunteering for a community organization.

Many students excuses range from they cant find volunteer opportunities to they dont know how to volunteer. Rest assured, the organizations youll be working with will be glad to have your assistance. Many high schools even post volunteer opportunities on campus. Check news bulletins and boards in the office for such opportunities.

Youd be surprised. There are plenty of organizations and companies out there that would absolutely love to have your help. All you need to do is ask. The added bonus is that doing volunteer work on your own time shows dedication, commitment and empathy for the cause of others. Plus, youll start up a good networking base that could lead to potential employment later on.

College administrators love to admit students that care about their community, can balance their schedules and work well with others. Add these excellent qualities to your resume by putting in some time with a volunteer organization.

04.1
14

Find The Right Financial Magazine For Your Needs

by como ·

These days, everyone is worried about finances. The economy has been slow, Europe is in financial crisis, and it always seems like your money is going somewhere other than in your pocket. Because of this, you’re probably looking for ways to learn more about finances, and find ways to fulfill your own financial needs. One of the best ways to do this is with a financial magazine. A financial magazine can offer a lot of great information on a variety of topics, and can help you learn more about finances, as well as better regulate your money. Finding the right financial magazine for your needs, however, can be tricky. There’s a wide variety of them available, and you want to choose the right one for you. Here are a few things to consider when you’re researching financial magazines that will help you find the right magazine for you. First, consider what you want to read about in a financial magazine. If you’re interested in personal finances in general, you’ll get more useful information from a broad-spectrum magazine that caters to individuals. If you’re considering starting your own business, however, you’ll be more likely to find the information you need in a magazine that talks about the financial ins and outs of small businesses. There are many money-based magazines that cater to both these interests, as well as the interests of home owners, military members, and high-profile CEOs. Finding out what aspects of finance interests you will help you narrow down your magazine choices, and choose the right financial magazine for you. After you’ve narrowed down your interests, consider the reputation of different magazines. While this isn’t the most important aspect of choosing a financial magazine, it can make a difference in the long run. If you choose a magazine that’s well-known, for instance, you’re more likely to get a lot of information that’s been verified. The people working at these larger, well-respected magazines often have connections and experience in the financial industry, and can provide you with more information that’s more accurate than other magazines. That’s not to say smaller magazines don’t provide quality information, but there are advantages to choosing magazines with good reputations. These are two of the most important things to look at when finding the magazine that’s right for your interests and lifestyle, but there are also additional factors that you can look into. How often the magazine is published, for instance, may be important to you. If you don’t have much time to read, you may prefer a magazine that’s published monthly, while those who have more time and interest in finance may want a magazine that comes out every week. Another factor to consider is cost. Financial magazines vary widely in their price range, so be sure to pick one that fits your budget. Price, frequency, reputation, personal interest and magazine focus are all important factors to consider when you’re looking for the right financial magazine for you.

MyReviewsNow.net offers information regarding selecting a financial magazine. For more on financial periodicals, please visit us at MyReviewsNow.net.

03.8
14

International College Of Financial Planning Delhi

by como ·

ICOFP Delhi offers an Industry integrated curriculum, directed to make the student productive on job from Day 1. The platform of International College of Financial Planning offers you a chance to learn under the able guidance of eminent world class faculty comprising of both academicians and industry experts. Upon completion you will enter the industry with multiple certifications inbuilt into the program. International College of Financial Planning offers an inbuilt internship program provides the opportunity to apply classroom learnings to real-world organizations before actually entering the corporate world.

The city campus environment teaches the students to be a professional not from the day they join the first job, but from the day they join the ICOFP college! It lays great stress on the overall personality development through involvement in various student clubs such as the Placements, Research etc., extracurricular activities and other leadership opportunities.

International College of Financial Planning Delhi is proud to offer an access to our very own, dedicated Career Management Center that has been ensuring 100 percent Placements since the inception of the program and helping the Alumni in their career progression. As a student, you benefit from the unique Mentorship Program: an opportunity to learn under the guidance of Alumni. Students are paired with an alumni, means a corporate professional based on the area of interest. This provides the insights and experience deemed essential to face the corporate realities. As this ICOFP college is promoted by Bajaj Capital Group, naturally it has a deep, industry alignment with the financial services industry.

The students who graduate from the International College of Financial Planning Delhi, can look forward to multiple career opportunities across the financial sector and allied industries in business and management consulting, KPOs among many others. You get access to a world class, industry relevant curriculum which is updated every 6 months, where knowledge is imparted via a world class teaching methodology.

02.11
14

Kuka Ag (ku2) – Financial And Strategic Swot Analysis Review

by como ·

KUKA Aktiengesellschaft (KUKA) is mechanical and plant engineering automation company. It is the leading suppliers in the field of robot technology as well as in plant and systems engineering. The company engages in the provision of solutions for the automation of industrial manufacturing processes. It focuses on industry markets, such as solar and aircraft, as well as the medical systems, logistics, metals and plastics. The company categorizes operations into two business divisions namely Robotics division and Systems division. The Robotics division develops, manufactures and sells robots, which are used in a variety of industries, such as medical, metalworking, plastics, electrical and electronics. The Systems division is an application engineering services provider for the automation of manufacturing processes. The company has its operations in Europe, Australia, Brazil, Korea, India, China, South Africa, the UK, the US and many other countries. KUKA is headquartered in Augsburg, Germany. ( http://www.companyprofilesandconferences.com/report/KUKA-AG-KU2-Financial-and-Strategic-SWOT-Analysis-Review.html )

This comprehensive SWOT profile of KUKA AG provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile has been compiled by GlobalData to bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.
For more information kindly visit : http://www.companyprofilesandconferences.com/report/KUKA-AG-KU2-Financial-and-Strategic-SWOT-Analysis-Review.html

Or

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01.30
14

Financial Planning And Services

by como ·

A professional who provides financial services to customers is known as a financial adviser. The term financial adviser is comprehensive and includes different professionals related to the finance industry such as investment advisers, brokers, accountants, insurance agents and financial planners.

Depending upon the training they have had and the licenses they have secured, financial advisers provide different financial services to customers. A customer is also known as a client in financial services industry.

In the U.K, three main bodies award qualifications for financial advisers. Chartered Insurance Institute, the foremost of the three, offers professional financial services qualifications to all levels, from beginner to degree. The second is the IFS School of Finance, which offers alternative courses and qualifications in selected specialist areas including mortgages and equity release. The third is the Institute of Financial Planning, which offers the Certified Financial Planner qualification.

Financial advisers in the U.K were required to clear a series of examinations and receive a Certificate in Financial Planning (which was formerly known as the Financial Planning Certificate) or the Certificate for Financial Advisers. Furthermore, they were required to be authorized by the Financial Services Authority, before they would be allowed to practice. This was replaced recently with a new standard of qualification classed as Diploma. Usually a diploma holder or higher qualified adviser will have Dip FA or Dip PFS after their name.

In the United Kingdom, the most widely accepted highest standard qualification for financial advisers is the title Chartered Financial Planner.Tied advisers are allowed to recommend only the financial products marketed by the company they represent. They might be employed by that company or work for that company under a type of self-employment contract. Restricted advisers are similar to tied advisers, except that they represent a number of different companies. Also, they may choose not to recommend certain structures of investment or to not advise on the whole of the market, which makes them restricted. Also, the independent adviser must offer clients the choice of paying a fee for advice about products.

Financial advisers in the U.K typically provide financial services such as;

Investments
Pensions & Self-Invested Plans
Mortgage Advice
Inheritance Tax
Discretionary Investment
Life Assurance

Manchester being a popular city, a financial adviser Manchester offers is usually reliable and offers a proven track record. The financial adviser Manchester city can provide would typically be recognized and trusted. Similarly with Brighton, a financial adviser Brighton offers would be dependable. Any financial adviser Brighton can provide would typically have a proven track record and would be recognized from the authorities.

01.5
14

Financial Engineering For Profitable Financial Instruments

by como ·

Many financial engineers opine that financial engineering involves a lot of creativity because the field is pioneering and innovating, furthermore, the evolution of cheaper, faster computers has greatly expanded the financial engineering field. It is also controversial and some believe that it increases an economys systemic risk instead of decreasing it. For example, financial engineering was largely responsible for the development and use of derivatives like credit default swaps mortgaged backed securities that were blamed for the financial debacle in 2007-08.
According to Zvo Bodie, Professor of Management at Boston University, financial engineering is the application of science based mathematical models to decisions about saving, investing, borrowing, lending and managing risk. It refers to the strategies used by the company to maximize profits or other important performance metrics, for example: creating derivatives that address unusual risks faced by a party to a transaction, structuring a purchase or sale in a way that better addresses the interests of buyer and seller, and using new methods to compute the fair market value of new or existing financial instruments. Financial Engineering is a multidisciplinary field involving business knowledge, financial knowledge, statistics, mathematics and computation. There are a few analytic options that apply to the products and markets, so F.Es must approximate all the time, and decide what complexities to ignore. Banks, Financial Institutions and Insurance companies hire financial engineers to design math models that lower financial risks and ensure better returns, financial engineers use modelling techniques such as simulations, convexity, duration, value at risk, linear programming and other quantitative techniques to determine future returns, loss scenarios etc. Financial engineers are well versed with topics such as calculus, statistics, along with finance, accounting and economics, they also have a strong background in risk management, modern portfolio theory, option theory along with their math and science backgrounds.
Differences between Mathematical Finance and Financial Engineering
Mathematical finance is a major part of computational finance and mainly uses arithmetic to find out solutions, however, financial engineering is concerned with solving financial problems using engineering principles, a financial engineer need to have a detailed awareness of financial economics and mathematical tools. Mathematical finance professionals mainly do the calculations on risk involved in a particular scenario; they measure risk using complex algorithms and data samples, they make use of engineering principles like mathematics, finance and computer models to make management decisions. A person who has detail knowledge on mathematical finance can work as mathematics modeller, financial statistician or quantitative analyst. Financial engineers are employed in Insurance companies, Banks, wealth management firms as analysts.
Actuarial Science Vs Financial Engineering
Both Actuaries and Financial Engineers work in financial services; Actuaries are the mathematical backbone of the insurance industry. Actuaries look at risk exposures, calculate probabilities, build and design insurance products and services. They are also tasked to hedge risk exposures using different types of financial instruments, there are different types of actuaries for example retirement benefits, enterprise risk, health, etc.
Financial engineers on the other hand work for hedge funds, banks or investment firms. They use their knowledge of finance to build different financial instruments For example: creating new types of option contracts. These instruments are then used by banks or hedge funds as risk management techniques or speculative devices, Financial Engineers apply concepts of typical engineering to the financial markets. Both actuaries and financial engineers require extensive talent in mathematics, especially on applied skills and both the fields require programming skills in C++ and C language.

http://www.internationalfinancemagazine.com/article/Financial-Engineering-for-Profitable-Financial-Instruments.html

12.24
13

Financial Professionals Are on the Front Lines in the Fight Against Financial Elder Abuse

by como ·

A Wells Fargo financial professional recently helped to save a client from losing money in a scam targeting senior citizens. The 78-year old client thought that he won an overseas lottery. Instead, he became a victim of financial elder abuse via a typical lottery scam. The Wells Fargo professional prevented money from being sent offshore, however money from another bank was sent out. San Francisco financial elder abuse attorneys warn senior citizens that lottery scams are abundant. California elder abuse attorneys warn the public not to fall for lottery scams.

In this case, the senior citizen victim was contacted by unknown individuals claiming to be from the Costa Rican lottery. They told the senior citizen that he had won the lottery and that he could collect a $5 million payout. Then they told the senior citizen victim that there were some formalities and that they would need some personal information to verify his identity. Additionally, they told him that he needed to send money to pay off various taxes and fees associated with the money he had won. The senior citizen victim then went to one of his banks and transferred $88,000 to an offshore account. California financial elder abuse attorneys warn seniors not to transfer money overseas. San Francisco financial elder abuse attorneys say that sending money to offshore accounts is a very risky proposition.

Next, the senior citizen victim went to his Wells Fargo Bank and attempted to set up another transfer of $50,000 to an offshore account. This time the senior citizen got lucky. The Wells Fargo financial professional knew immediately that something was wrong and refused to go forward with the transfer. Since the senior citizen client was convinced that he was one transfer away from getting $5 million, there was an unpleasant exchange between the financial professional and the senior citizen. At that point, the financial advisor contacted the family of the senior and they helped convince him that it was a scam. The financial advisor helped prevent further financial elder abuse by refusing to transfer the money. San Francisco financial elder abuse attorneys say that financial professionals can play a role in the battle against financial elder abuse.