Archive for the ‘Investment’ Category

07.24
15

Hedge Funds – How To Make The Right Investment Choices

by como ·

After the 2008 world economic crisis, finding the right investment vehicles seems much harder and trickier. Worldwide currency, which everyone believed in, has shown its face value and, overall people have lost their confidence in the popular investment means available on the global market. However, one of the post crisis positive effects is that individuals became more aware and cautious about the significance of managing their resources appropriately and securing their assets.

Although the present day market openings sets forth an apparently endless variety of choices, making the right investment is all about selecting that alternative apposite for your means, objectives and goals on short, medium and long term. Resorting to professionals is one of the best ways to drive your worth to the right target as long as you manage to find some trustworthy, skilled, and dependable experts.

In nowadays context, the hedge fund is fairly set at the higher end of the investment opportunities scale. Working as a private pool of capital, little known to the wide public, such funds rather address the sophisticated investor that can afford hefty net investments in the prospect of likewise gains. Unlike most types of funds, a hedge fund gathers capital from a fairly limited number of individuals and, naturally the investment amounts are significantly greater, being typically believed to range between one million and six million dollars. Nevertheless, there is no investment maximal threshold regulation in place.

The hedge fund is actively run by a manager, who is in charge with all financial strategies and decisions. Once in, the investors can not set a veto on his decisions. Drawing back the capital ahead of a predetermined time span usually calls upon considerable penalties, which remain in the fund and are finally split between the remaining investors. The hedge fund manager takes up an operational commission and a performance brokerage.

In comparison with other type of investments, the hedge fund primarily differs through a wider range of investment strategies it can adopt and a more regulatory-free area of action, including short selling and hilt leveraging. No such fund is risk free, yet primarily depending on the objects of ventures, the manager can draw in high gains with relatively small risks. For instance, precious metal investments have proved to be such nest eggs. Although, one needs to be no expert to know that investing in gold – the ultimate safe heaven of all seasons- is the right investment choice for all kinds of financial portfolios, the profits of a hedge fund may considerably overrun those achievable from independent investments.

07.19
15

Risk Associated With Equity Investments

by como ·

We are often told that equity investments are subject to risk. What is this risk? It means earning less than what you expected from a given investment or losing part of what you invested. When it comes to investments we only talk about returns. We say: the higher the risk the higher the return. How easy it would be then to assess a mutual fund if they published, along with their returns performance, the risks involved in earning such returns. For example, a fund gave 25% return by risking losing your capital to the extent of 5% , and another gave 50% return by taking the risk of losing 100% of your capital. In the absence of risk figures, you would rate the fund that gave 60% return as better than the one that gave the 25% return. However, within the risk parameter, you would prefer a fund that risks 5% of your capital to one that risks 100% of it.

Investors solicit advice in brevity: tell us what to buy or sell, they say. But we cannot make a significant amount of money if we avoid taking risks. Risk is also an opportunity, but it should be a calculated risk you take. If the fear of losing makes you leave the money idle or put in low-return instruments, then inflation will devalue it. Hence, investment is must, and the risks associated with it must to be understood.

In an ideal scenario, the investor should need to take only risks relating to the economy and company performance and our markets are close to achieving this goal.

There are several parameters that evaluate the risk factor. Statistical and analytical tools can be used, but they are not affordable for the small investor nor would he always have the time or knowledge to use them. This article lists the parameters that go into risk calculation. Risk can be minimized if we can identify it.

Risk is related to time. The first question to ask when making an investment is: When do I need the money? In general, you can take more risk if your investment horizon is distant. This is because you have more time to recoup your potential losses along the way. Major factors that determine risk are stated below.

Macro factors that add to risk are the economic performance of the country. The GDP growth of 8% + in the last few years has fuelled the stock market rally. Interest rate movements, each time the Reserve Bank changes the benchmark rates of interest, has a positive or negative impact on the market. The dominance of FIIs in India has also led to a sensitivity of the market to interest rate cuts, announced by FED in the US. International developments, such as energy prices, WTO, insurgence and wars between countries also impact risk, since such issues affect share prices. Regulatory changes such as Truck overloading norms, Intellectual Property Rights, and VAT also add to risk directly if the company is part of such and industry, and indirectly, if such changes impact all industries in general. The feel-good factor is also necessary to keep the market sentiment buoyant; if everyone feels that the economy is doomed then there is little one can do to improve market sentiment.

Industry-level risks include: the state of a specific industry, whether it is in growth, maturity or decline phase. Industries such as IP telephones and cell phones are in the growth phase whereas certain type of asbestos sheets manufacturing, which is a health hazard, is not. Industry cycles are also important: for example, in the monsoons, there is less demand for cement compared to the rest of the year. Structural changes and paradigm shifts in an industry should be observed, such as peoples current preference for motorcycles compared to scooters, or landline phones versus mobile phones or electronic encyclopedias versus printed books.

Company-level performance risk includes: company value sets and governance norms, whether it has a dominant position in the industry or is an also-ran; financial parameters, such as earning per share (EPS), whether it has short-term or long-term approach to growth. Its quality of management and corporate governance are important. Infosys carries one of the lowest risk parameters as far as corporate governance goes since it is one of the best managed companies in its field. If the company is listed as a Z group share or in Trade-for-Trade settlement, then it is a clear indication that either the company is not fulfilling the listing requirements or there is unusual activity in the market in relation to the share, and the stock exchange has put it under special surveillance.

Regulatory risks associated with markets are also important. If the quality of regulation is poor then the response to scams is also not adequate. While scams and market manipulation will continue to happen as long as there is human greed, how regulators and the entire legal system respond to them is important. Timely prevention, early detection, speedy and severe punishments act will deter potential manipulators. Regular reviews and correction of outdated laws ensure compliance from citizens.

Systemic risk relating to stock markets, such as that to do with the technology, needs to be understood. Today, the markets are heavily dependent on complex systems that run through public and private networks; inability to square off an open position during the closure of the market is a major risk. Please read the Risk Disclosure Document that is available with brokers to understand such risks.

Successful investing would require you to study prospects and project earnings, P/Es and market prices versus todays levels, risk /return benchmarks are necessary to review when either is achieved. Avoid greed for more profits or fear of incurring losses. Be rational rather than emotional. Sleep over a decision, if necessary. Haste can make waste.

In summary let us remember-no risk no return. No pain No gain. Take small steps. Ask for advise. Read books. Use Internet. But dont give up on investing because a film tells you so or your cousins neighbours uncles co-brothers friend in Jumri Tallaiya said he lost his shirt in the markets! Own your decisions and learn from your mistakes. They are the best teachers!

07.12
15

Chemicals Investment Banking Requires Industry Experts

by como ·

After successful finishing in the internet banking enrollment process, it is possible to get a message welcoming you to definitely M&T net banking and you are going to need to log on to your web bank account to receive the necessary M&T online banking stipulations.

Many small businesses proprietors – or large business owners for that matter – wonder what their company is worth. For those owners who have money and so are particularly curious, they are able to hire a firm valuation specialist to complete a valuation just an appraiser would could come an do an appraisal of your house. For those who not merely want to have a valuation for company but who also want to understand the fundamental value drivers of the business, they can learn how to do that valuation themselves. One such valuation method will be the comparable companies analysis. Let’s have a look at what it involves.

Finally, we can use the multiples statistics to calculate the value of the company showcased. To accomplish that, we pull together the identical corresponding financial statistics for that company in question in the same period. We can then multiply them from the mean, median, minimum and maximum multiples of each from the statistics to distinguish an estimated value and range for each from the multiples.

Corporate Finance: Corporate finance includes a array of areas for example debt and equity capital, appropriate capital structures and mergers and acquisitions. Advisory services include sector specialists, who are backed up by several general service teams.

In addition, Gary Silversmith companies offer services such because facilitating of corporate mergers and managing your assets wisely. They also assist in raising capital for corporations through the sale of corporate securities, corporate reconstruction, and IPO selling.

This is a qualifier useful for income statement operating statistics and is also among essentially the most common calculations performed in financial analysis. It is employed to get a business’s latest available information without reference to when the organization sets its fiscal year end.

Remember, performing a comparable companies analysis is surely an art, not a science, so it is critical to pay careful attention to how we select your comp set, how you spread the financial for each and every company and which multiples you favor inside your analysis. Once you might have completed the analysis, you may not only have a good sense from the value with the company you might be analyzing, but you may also have a good sense of what drives value just for this industry inside the financial markets.

An example of an non-traded investment trust with a high dividend yield is Inland American with $10.8 billion (,7.2 billion) in assets which in fact had an annualised yield of 6.9 pecent in the end from the third quarter of its fiscal 2012. Bycomparison, the dividend yield from the BBREIT index,which includes 129 public real estate investment opportunities trusts, was 3.5 percent to the same period. Inland American is one with the non-listed REITs which can be already considering its exit options. The firm is working together with investment banking professionals to find out the smartest choice for returning a reimbursement to investors.

07.8
15

Ichimoku Trading Strategies and the Relation to Price and Price Action

by como ·

There are myriad of strategies that you can make use of to trade in the Forex market and among all of these, one of the most efficient are the ichimoku trading strategies. Mainly when you’re trading in Forex, it doesn’t matter what currencies you’re trading in. It doesn’t even matter what method, indicator or strategy you make use of. The main focus of your trading will always be the price and the price action. Once you gain a good understanding of these two things, you’ll be able to enhance your trading system.

In conjunction with using ichimoku trading strategies along with looking at the price and price action of your currencies, you’ll have a good edge in Forex trading. Before, the scenario might be divided between hit and a miss but now you can always make a hit on the profits. If you have a currency pair of the GBP/USD and trading on a daily time period, you’ll have a good way of knowing when it’s time to enter into selling or exit a selling position – it’s the same with entering and exiting a buying position.

On this situation, you only need to look at the price line and the current price. When the price line goes over the chikou span line or the lagging line in the ichimoku, it’s a good indicator that it’s the best time to sell. In contrast, the entry signal to buy will be when the chikou span is above the price line. In relation to the current price, selling is the best move when this is below the cloud and of course buying is the best move when current price are found above the cloud. If you focus your attention on price and price action, you can make the most out of your strategy. If it’s the ichimoku trading strategies, you’re in for some big profits.

At http://2ndskiesforex.com/, Chris Capre offers his unique Institutional and Retail market experience teaching Price Action & Ichimoku Strategies to trade the market successfully.

06.19
15

Bhopal Attractive Investment Destination In India

by como ·

Bhopal, located in central India, is the capital city of the Indian state of Madhya Pradesh. Also known as the Lake City of India, Bhopal has beautiful landscape that is dotted with many natural lakes.
Bhopal is divided into 6 major areas and around 75 suburbs. The major areas in Bhopal include New City and Old City. The economy of Bhopal is essentially divided into modern and traditional industries.
The prominent industries in the old city are those of cotton, electrical goods, jewelry and chemical. Some other industries are involved in cloth weaving, making sports equipment, sealing wax and making matches. The Old City also has many garages that specialize in automobile conversion and are popular for producing modified and tuned motorbikes, SUVs and cars.
On the other hand, being the state capital, it is of a more industrial nature and accommodates many reputed insurance companies, banks and other financial organizations.
M P Nagar is Bhopal’s most prominent commercial area and accommodates many reputed business houses.
Bharat Heavy Electricals Limited (BHEL), which is the largest manufacturing and engineering enterprise in India, has its unit in Bhopal. The industrial suburb of Bhopal is Mandideep, which accommodates many plants belonging to some of the esteemed companies including Eicher, Crompton Greaves, Procter & Gamble, Larsen & Turbo, Fujitsu and HEG.
The Madhya Pradesh State Electronics Development Corporation Ltd. is planning to develop an efficient Software & Hardware Technology Park in Bhopal. Multinational companies (MNCs) such as Taurus Microsystems, Fujitsu and Genpact are supposed to set up their centers in this Technology Park.
Some factors that make Bhopal an attractive prospect for investors are:
Strategic Geographic Location
Abundant and skilled man-power base
Availability of cheap labor
Availability of land at an affordable price
Peaceful political scenario and hence, peaceful law and order situation
Has a vibrant industrial base
Availability of rich and fertile land and natural resources
Apart from these, Bhopal has a well-developed industrial infrastructure that facilitates excellent interstate connectivity.
Roads in Bhopal have improved significantly in the past few years and are considered the best in the entire state. Bhopal also has National Highway 12 (NH12) passing through it and it connects it to the cities in to the east (Jabalpur) and west (Jaipur).
Bhopal, being a railway junction, has a well-developed rail network that connects it to other major Indian cities.
Bhopal also has a domestic airport called The Raja Bhoj Airport that’s located in proximity to the satellite suburb of Bairagarh. This airport has regular flights to and from major Indian cities such as Delhi, Mumbai, Indore, Ahmedabad, Raipur and Hyderabad. There are plans to turn this domestic airport into an international airport. Starting in 2010, this airport may have international flights operating to the Middle East.
Real Estate market in Bhopal
It would indeed be a wise option to invest in Bhopal real estate properties now when land prices are still low. Bhopal is developing rapidly. With many IT companies planning to set up their bases in Bhopal and other developmental measures on the cards, real estate prices in Bhopal are certain to increase. There are already many efficient and well-designed residential properties and commercial buildings and Special Economic Zones (SEZs) coming up in Bhopal.
Thus, this is the ideal time for investors to invest in Bhopal real estate properties, as they can reap huge benefits later. Investors can literally watch their money (property value) grow as the state government is investing an increasing amount of money to improve the city’s infrastructure, thereby increasing its value.

05.30
15

Is Whole Life Insurance Investment a Worthy Investment

by como ·

A whole life insurance investment is a relatively simple concept. You will be presented with a product that has a set premium and you will be paid the agreed upon amount of the death benefit at the end of the policy holders life. You will also have an investment component included in the policy. All money you contribute over and above the premium will be placed into a cash value account which is then invested on your behalf by the insurer.

Apart from providing you with cash value account and a guaranteed death benefit to leave to your heirs a whole life investment has some other features as well. You have the option to borrow against the cash value your policy or fully withdraw an amount if you have an emergency need for the funds available during the life of the policy.

The theory behind a whole life policy is that it will pay out set death benefit and a cash value to your beneficiaries all while you are guaranteed a set, unchanging premium for the life of the policy. It does more than this, though, when you consider the fact that all the money is tax free and/or tax deferred.

Because of this tax free feature you will have the ability to make a portfolio that can achieve a number of goals that you otherwise may not be able to. You can actually use the whole life policy to secure a smooth succession in the case of a family owned business or to protect your other assets.

You may be met with derision about your interest in a whole life insurance investment by detractors who say that it isnt a real investment because it isnt run like ones stocks, bonds, and mutual funds. While it may not grow that fast, it has the potential to a much safer long term investment since it is done in a safer manner that is designed to ensure your money keeps growing despite market ups and downs.

A whole life insurance investment policy is generally seen as a “savings asset” as opposed to an “investment asset” because your money is saved and grown in a much less aggressive fashion than regular stocks and bonds. With a whole life insurance policy your additional money will be placed into a savings account where it will accrue interest. You dont have to invest the money within this savings account, but you can do so if you wish to. The savings account on its own, though, will become a huge asset over time.

05.22
15

Gold Is The Best Form Of Investment

by como ·

Who does not want to have a large sized bank balance? It is the need of the hour, looking at this inflation. The ever rising rates of every commodity, is driving in demand of investing in something or the other, to secure ones future, to be able to face the bad days.

Investments may seem a scary thought for many, as investing involves saving a certain set of amount from their hard earned money, and pay premiums every month to secure their future. there are many financial institutions who offer the best scheme for investing. The investment plans they bestow their customers with, proves very helpful for many, as many would not be aware of all the available investment schemes. These institutions provide them the right plan and advise them on how they can go by it and make the right choice, which would not just fit their pocket but even prove beneficial in the longer run. There are varied platforms through which one can invest, may it be through mutual funds, pension plans or many others, all they focus on, is securing their customers future, so that in their bad days they need not depend upon anyone else. To be independent even at that time, is what they look forward to, and guide the individuals to make the right choice. Investing on gold is one such factor, which would never diminish or would ever run out of fashion, due to many benefits it offers to individuals who rely on it for security.

Banks provide the best possible gold investment plans, which would provide gold to their customers in any form, may it be in the form of coins or bars. They are available in varied denominations, allowing one to own any of them, which would fit their pocket. This is one such investment an individual can afford to own, as gold is such a thing, whose value never dies, instead the gold rates are always elevating, increasing its value as the years pass by. Many banks import gold from renowned suppliers from other countries, who would guarantee excellence and quality. These financial institutions offer the best price for their customers, with regard to gold, which comes with a unique number on every certicard that comes along with gold when imported. This number is provided to be able to maintain the records of how much is being imported and the quality of the gold. Gold is the most secured investment as it provides a long term value, no matter how many ups and downs hit the market making it difficult for the investors to fight for even survival. It being tangible and liquid, both, values to be an asset to an individual, allowing them to make the right use of it, when in need of money. It would provide the best possible value to the investment made.

05.18
15

Overseas Investment Property Getting Higher In The Malaysian Region

by como ·

The prime minister of Malaysia Mr. Razak said that the Malaysians have emerged to be the second biggest investors in the city of London alone in the recent years. This showed that the Malaysians have a high role of real estate progress and development in the city of London. The Prime minister said that the Malaysian investors have the adequate funding to invest in any kind of better place and they are just looking for the right kind of opportunities to do so.

According to him this is a very fine opportunity for the British government and the investment companies who will be here to get benefits from the investment funding is of the Malaysian companies. The Malaysians have already invested a lot in the British country, which can be seen from the fact of investment that was made in the power station worth eight billion pounds.

The news has shown that the recent Islamic forum will open up newer bridges between the two countries for more investment in various areas including the Overseas Investment Property. The property investment is the first and fore most priority of the investors as it will give more and more chances of betterment of the economy of the country.

Najib said at a place that the Islamic economy is sustaining and developing since the arrival of Islamic banking in the countries. This has led to the more and more investment in the area. The countries such as Malaysia have seen a rise in the economic growth that is manifested in their future investment such as Overseas Investment Property as well.

The investors and the government officials also said that Britain has so much potential features for which investment can be made in the future. These include the investment in the Halal food areas as well. The business can be one of the leading potential investments for the country too. The billions of Muslims can take benefit form the investment made in the country f this form. The Overseas Investment Property has also many levels for the Malaysian investors too.

The Islamic forum between the Muslim and non-Muslim countries that’s going to be held In next few month will surely pave way for the most promising investment opportunities for the foreign investors in the country of England. Through these facilities the economy of Britain will not only go on the rise but will also move forward in the future. The investment in the educational and technological sector also looks promising enough to be taken as the primary and leading factor for more findings in the area. The economic growth and promising acts of the future will take the country to higher sites.

05.13
15

Investment Banking Career Change Creating The Perfect Investment Banking Cv

by como ·

Have you decided its time for a career change? Does the financial or banking industry appeal to you? Do you already have experience in the investment banking field? If so, here is a great place to get started. Helpmegetajob is an exciting site for those that are looking for an investment banking career change or simply looking to break into the field.

Helpmegetajob is operated by a group of financial professionals and investment bankers with over six years of experience. They have personally had a hand in helping over 100 professionals start their career in hedge funds, investment banks, fund managers, consulting firms and private equity companies. They are the experts that can help you make that investment banking career change and get you on the right road to a successful career.

There are many different areas on this site to help you. There is a section dedicated to the seminars offered to help you get ready for entering the job force in the investment sector. For example, you will find seminars that relate to applications and creating just the right investment banking CV. There are also courses in how to land a job in commodities. These courses are taught by the people that know what investment banking firms are looking for. You will have the edge over other applicants when it comes time for the application and interview processes. These seminars are offered in London UK and for a very reasonable price.

Probably one of the most important features you can find here is the Elite Investment Banking Coaching Programme. You can purchase this complete learning system that includes a one hour initial consultation with your dedicated coach. They will help you determine what your goals are, how far you are into your job search, and what you might be able to do to improve your overall skills.

You will also receive a full half hour phone consultation once a week to help you develop your interview techniques and create the perfect investment banking CV. There is unlimited SMS and email support.

This terrific package also includes tickets to any of the seminars and these are guaranteed tickets. You dont have to worry about the seminar being sold out. It also includes two books that are a must have if you are entering the world of Banking and Finance. Finally, you get a money back guarantee. If you are not completely satisfied at the end of 30 days, you will get a complete refund.

If your current resume is not up to par, Helpmegetajob offers investment banking CV writing services to help you stand out in the crowd when you apply for a new job. The CV is often the first thing a prospective employee will see, so it must be perfect.

When it comes time to address your investment banking career change, its time to go to Helpmegetajob. You will find the information you need to get ready to make yourself invaluable to the businesses you feel are best suited to you. You can learn how to create the right investment banker CV that stands out among the other applicants to make sure you get that all important interview. No matter what level of help you need to begin your career in the investment banking world, you can find it at Helpmegetajob.

04.17
15

How Undeveloped Land Is A Better Investment Diversification Strategy

by como ·

Any investment diversification strategy should involve undeveloped land.

Dont trust the national numbers on housing values as the final word on all real estate investment. Regional differences are significant and opportunities abound.

The conundrum for investors who are intrigued with UK land and real estate is, with a growing population and so little building in the past decade, why arent more houses being built?

After all, Census 2011 showed a growth rate of about 7 per cent since 2001, a much healthier addition of population than most countries found in the Eurozone. England and Wales in particular are a strong draw for immigration, and the birth rate has remained relatively strong even through the financial recession of the past six years. Exacerbating this further, pensioners are living longer and in greater health, keeping granny from moving out of her granny flat.

Savills research offers some data and analysis that suggests some fundamental ways in which housing will be built in the years to come. It offers a different perspective to anyone involved in land development, as investment on UK strategic land and raw acreage is most adaptable to market needs before buildings are constructed.

Specifically, the firm offers the following data points:

Regional differences mask home prices Overall, homes in Britain have seen an average value increase of 6.4 per cent since 2007. Which is all well and good, except it masks the differences between North and South: in the South East and London, increases in home values are in the ballpark of 10 to 20 per cent. In the North of the country, values have fallen. This is not to say a land investment in those areas will not make sense, as real estate is sometimes tied to hyper-local factors. But the larger point is that in London and the South East, better opportunities are likely to be found.

Generation rental Of greater significance is the shifting of ownership to rental for many middle class families. Savills reports the value of Britains private rented stock has risen by 42 per cent over the past five years and an extraordinary 250 per cent in the past ten years. The 4.8 million private homes that are rented today represent 17 per cent of all dwellings, when just ten years ago to-let housing was a mere 10 percent of the national inventory. What has caused this? Increasingly, working families are unable to afford the necessary deposits required for purchase, and tighter lending standards by banks also make it more difficult to get mortgages.

Best opportunities for those with cash to invest All those rental homes still need to be built, begging the question: Who will finance them? According to the director of Savills research, There is now a real opportunity for investors with cash, particularly those ready to invest for income, because capital value growth will be muted over the mid term.

Real estate developers are on the front lines, constructing the right buildings for the market. But before they can do that, land investment companies identify parcels nearest to where building of one type or another should take place. This often is where employment is growing, or for any other reason the population is sufficient to fill new housing. Strategic land development will usually involve property zoned for agriculture or commercial or industrial purposes which local planning commissions will identify as more appropriate for residences, factoring for local economic conditions and growth opportunities.

Individuals who want to participate in land development and investing in real asset classes should first work with a qualified, independent financial advisor to be certain they are working with legitimate players and that the investment fits their overall financial goals.