05.12
15

The Banking Name You Can Trust Upon Canara Bank

by como ·

The Indian Banking system has undergone a sea change in terms of service and functions. The credit of maintaining trust and confidence goes to few banks who have endlessly served to provide their customers a classy service. Be it grievance handling or meeting standing orders the services have been commendable. One such bank upholding the trust of the clients is Canara bank. Canara Bank is one of the oldest financial institutions of India, started in 1906 in Karnataka. Nationalized in 1969, it has grown to be a huge financial conglomerate, owning many subsidiaries and joint ventures throughout the world. The bank has 3057 branches and over 2000 ATMs, as of 2010. It has been a pioneer of several banking and financial services like launching an exclusive Mahila Banking Branch, providing credit card facility to farmers, extending Agricultural Consulting Services, launch of exclusive IT consultancy subsidiary etc. It has subsidiaries in Financial Services, Securities, Asset Management, Venture Capital Fund, Factors, Computer Services and finance home. The bank also won the National Award for excellence in the field of Khadi and Village Industries in 2011.
Canara Bank has several objectives on the basis of which it aims at being a “Global Bank with Best Practices”. It promotes national interests, takes active part in rural development and has several training initiatives to enhance rural self-employment. It provides all essential banking services at all branches, including Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Internet and Mobile Banking (IMB) etc.
As a very customer centric bank, it has stringent grievance redressal policies. The Canara Bank Customer Care aims at resolving all customer issues promptly and systematically. All complaints can be filed online on the Canara Bank website or on various toll free numbers listed on the website, or in any particular branch, where the Branch Manager would deal with the complaints. To ensure fair settlement of all complaints against Canara Bank, the bank has a complete policy document that lists in detail how each type of complaint is to be dealt with, in how long, and what can be done in case the customer is still not satisfied, along with a list of alternative remedies. The document is available on the website.
All Canara Bank complaints are addressed within a maximum of 21 days, as against the time frame of 30 days stipulated by Ministry of Finance. The bank has a review mechanism for every complaint that would help in identifying and overcoming any kind of shortcoming on part of the bank or its employees. Employees are specially trained to deal with all sorts of complaints courteously. There are suggestion boxes, complaint books; Help Counters available at all branches for quick and easy registration of any grievance. The bank constituted a standing committee on customer service in 2005, which reviews and improves customer service periodically. Undoubtedly, the bank has fulfilled and fulfilling its promise of its slogan “serving to grow and growing to serve.”

Comments Off on The Banking Name You Can Trust Upon Canara BankFiled under: Banking | Tags: , , ,
05.11
15

Introduction to Construction Home Loans

by como ·

The article explains what a construction home loan is, the manner in which the monies are released and other characteristics of a construction home loan.

If you are planning to buy land and then build your dream house based on your own customized and specific requirements, then a construction home loan is something that is likely to suit you the best. Since the actual construction can take considerable time, you are not likely to need all the money that you are planning to invest in building at one go. It is therefore wise to choose construction home loan as the option that allows you to withdraw the loan amount in phases, as the building is completed.

In most cases, a construction loan is divided into five phases. These are typically purchase of land, completion of flooring, completion of the roof, lock up and final. You may need to specify the home loan option that you would want to revert to once the five phases are complete and the entire amount of the construction home loan has been withdrawn.

Comments Off on Introduction to Construction Home LoansFiled under: Loan |
05.10
15

Industry Gem Finally Approves Steps To Up-list To A Higher U.s. Stock Exchange Otcflki

by como ·

Ive been following this company since 1997 and it has been interesting to watch it grow from an idea to an internationally respected corporation, a leader in the industry.

Management notwithstanding the publicly traded status of the company has always managed to keep itself below the radar, that is, until late last year faced with an unfriendly bid for control, it could no longer do so.

It amazes me how stock traders of todays chat rooms and message boards can display such incredible disregard for the basics, foremost among these, the short term acumen and patience necessary to a great winner. In the case of FLKI, you could smell the sizzle for the last year. Everything was obvious, but like a baby wanting it now, they let the golden egg dissipate out of their avaricious pockets to fill those of the more patient of their acolytes. Its the beauty of this game of course that theyll or at least some of them will have a chance to get back in, late but in time for a worthwhile return.

Comments Off on Industry Gem Finally Approves Steps To Up-list To A Higher U.s. Stock Exchange OtcflkiFiled under: Industry | Tags: , , ,
05.9
15

Third World Countries Rising With Mobile Marketing And Banking -kenyas M-pesa The Unbelievable S

by como ·

You can success become wealthy, meet new people, and carry on our daily duties and everyday. From the their world countries and and even first world countries are all reaping the rewards.
The internet, mobile banking and marketing are changing, the way people do business around the world. First time gaving to sell your products and services without leaving or traveling miles. For those who are still living in the old methods of making money and marketing will get left behind if they don’t change the way they do things.
Living in cold weather condition and have leave your home to go work cleaning snow get in a cold is no joke. Doing some research I realize that third world countries are taking serious advantage of cell phone and mobile marketing to the next level while the first world countries are actually falling behind.

From Kenya To India Mobile Banking And Marketing Are Revolutionizing Ordinary People Lives.
First let’s talk about the success story of M-Pesa mobile payment system in Kenya that transforming Kenya economy according to World Bank. Below are some statistics and figures about how the mobile industry is changing Africa for the better.

M-PESA is a small-value electronic payment and store of value system that is accessible from ordinary mobile phones. It has seen exceptional growth since its introduction by mobile phone operator Safaricom in Kenya in March 2007: it has already been adopted by 11.9 million customers (corresponding to 54% of Kenya’s adult population) and processes more transactions domestically than other money transfer does globally.
Here are some key numbers (as of August 2010):
1. 11.9 million registered customers, of which the majority are active. This corresponds to 73% of Safaricom’s customer base, 54% Kenyan adults, and 31% of the entire population
2. 19,500 retail stores at which M-PESA users can cash-in and cash-out, of which nearly half are located outside urban centers.
3. US $415 million per month in person-to-person (P2P) transfers. On an annualized basis, this is equal to roughly 17% of Kenyan gross domestic product (GDP).
4. There are 27 companies using M-PESA for bulk distribution of payments. Safaricom itself used it to distribute dividends on Safaricom stock to 180,000 individual shareholders who opted to receive their dividends into their M-PESA accounts, out of a total of 700,000 shareholders.
Amazing success story, this one. The report rightly points out the success factors:
“The growth of M-PESA is a testament to Safaricom’s vision and execution capacity. However, Safaricom also benefited from launching the service in a country which contained several enabling conditions for a successful mobile money deployment, including: s
trong latent demand for domestic remittances, poor quality of available financial services, a banking regulator which permitted Safaricom to experiment with different business models and distribution channels, and a mobile communications market characterized by Safaricom’s dominant market position and low commissions on airtime sales.” This really good news for Kenya and Africa. Something different from the bad news we heard about news hear about these countries.

Comments Off on Third World Countries Rising With Mobile Marketing And Banking -kenyas M-pesa The Unbelievable SFiled under: Banking | Tags: , , ,
05.6
15

Senior Marketing Jobs In India

by como ·

In this era of increased competition and globalization the senior marketing jobs in India are regarded as one of the most prestigious job options in the country. There is rapid growth in almost all types of industries ranging from electronics to automobile to apparel. The jobs for marketing and management professionals in India have been witnessing stupendous boom. With a launch of numerous products and services in the Indian market, companies are focussing on developing a strong marketing network. Increase in marketing efforts is integral in improving revenues and escalating rate of growth thereby strengthening the financial position of the company. Various marketing initiatives are introduced by senior marketing executives to promote the new and improvised products.

Midsized as well as small companies look for professionals having excellent communication skills, superb project analyzing skills, quick decision making and management skills along with computer literacy. The multinational companies conduct recruitment drives, advertise on the web, and hold interviews in order to hire competent senior marketing job candidates. The marketing professionals are expected to possess exemplary communication skills, strong self-motivation, and a can do attitude, powerful negotiating abilities as well as marketing experience.

In this progressive, competitive and fast -changing business climate all leading companies opt to hire senior marketing professionals which can guide the company to the next platform of growth and profitability. The senior marketing officers get supplementary perks and faster promotions. Many new career opportunities open up for well trained and competent senior marketing managers.

Comments Off on Senior Marketing Jobs In IndiaFiled under: Marketing | Tags:
05.1
15

Payday Financial Loans For Your Hard Cash Wants

by como ·

Nevertheless, getting bad credit is not always the finish of the planet for you. If you flip to a personal lender as an alternative of a lender, you have large probabilities of obtaining the money you need even if your credit rating record is not spotless. Private loan companies are commonly much extra adaptable than financial institutions when it arrives to eligibility conditions. For case in point, if you apply for a payday loan, in most cases you will never even have to go by means of a credit history verify.

When you full these requirements then obtaining poor credit rating exact same day financial loans will not be challenge for you. There is collateral ailment, so these financial loans are truly quickly. You can get the cash inside of 24 several hours in your account. You just need to have to be very careful about curiosity fee as it can be higher because of the limited expression character of the financial loan. However by executing some lookup you can get the personal loan with very affordable conditions and disorders.

This letter is to formally stick to up on my application for personal loan modification I sent in to you very last week. The application states what we experienced and what we are on the lookout for, but definitely does not go into how specifically we acquired into the scenario we are in now.

Comments Off on Payday Financial Loans For Your Hard Cash WantsFiled under: Financial | Tags:
04.30
15

Reputation Management – The Key to your Brand Management

by como ·

What makes for the transition of a simple name into a globally acclaimed Brand? It is your Brand’s Reputation. It is simple – if you want to make a good name in the market ensure that, you not only build it but also protect it. Reputation Management is a key concept today for major brands across the globe to increase awareness and customer satisfaction. The word Reputation Management itself says it all. Initially aimed at broadening public relations apart from media relations, the concept has undergone an immense change over the few decades thanks to the advancement in technology and the growing popularity of the Internet and Social Media. Today the focus has shifted more towards Site Reviews, Social Media and getting on the top search results in that particular brand category. By means of this article, let us have a closer look at the concept of Reputation Management and how it helps businesses today.

What is Reputation Management?

In simple terms, it means monitoring the reputation of a brand. It involves tackling negative content that can damage the reputation of a brand and analyzing customer feedback to understand the concerns with regards to a brand’s reputation. It is a process focused on creating a certain image in the public eye, by understanding people’s perception of the brand and ensuring that it stays in line with the company’s goals. The most common way that this is being accomplished is through Social Media. This includes the use of sites like Facebook, Twitter etc. to get people to follow the brand and publish positive reviews online. Customer reviews from e-commerce sites like E-bay, Amazon etc. are also helpful in building the brand’s reputation. The focus is to minimize negative feedback by addressing concerns detrimental to the brand’s reputation.

Comments Off on Reputation Management – The Key to your Brand ManagementFiled under: Mangement | Tags: , , ,