04.29
15

Egyptian Banking System Expanding on Middle Class, Financial Meltdown Ineffective

by como ·

RNCOS, a leading market research firm, said in its new report -Egypt Banking Sector Analysis-, with the significantly low penetration and growing middle class segment, the total deposits at banks in Egypt are projected to grow at a CAGR of 14% from 2007-08 to 2010-11.

As per the report, banking penetration is quite low in Egypt and most of the Egyptians are still unbanked. This is evident from the fact that only 10% of Egyptians currently have a bank account, and only 4% had a debit card as on end of 2007. But the growing middle class population (due to increasing income) and rising awareness level is enabling this unbanked population to access banking services like bank deposits facility. Thus, prospects of the banking sector are reasonably bright as the emergence of middle class population will support the rising demand of banking services like saving and current account deposits and related services like payment cards.

But the most astonishing fact about the Egyptian banking industry is that it will remain unaffected by the ongoing economic meltdown. As per a Research Analyst at RNCOS, -We do not see any significant impact of global financial turmoil on the deposits as the Egyptian system is dominated by state-owned banks. Otherwise also, the system is enjoying a high-support environment, with the country’s authorities having historically demonstrated both their willingness and their ability to intervene and prevent a banking default by any of the Egyptian banks, irrespective of their size or relative importance to the system.-

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04.28
15

Abbey National Santander Demonstrates The Uphill Battle In Suing Your Employer

by como ·

The uphill battle and intense stress in suing your employer is demonstrated by the high-profile Chagger v Abbey National plc & Hopkins (2006) legal case in the UK, where the Employment Tribunal found race discrimination and subsequently ordered Santander Abbey National to pay the record breaking 2.8 million compensation award. Abbey National Santander Group (the Spanish-owned UK high street bank which will soon be re-branded as Santander share price, and is part of the massive Banco Santander Group) terminated Balbinder Chagger’s employment in 2006, asserting redundancy as the reason. Mr Chagger believed that the real reason behind his dismissal was race discrimination. Santander Abbey National Group employed Mr Chagger (of Indian origin) as a Trading Risk Controller. He was paid about 100,000 per annum and he reported into Nigel Hopkins.

An employee who has suffered discrimination at work could decide to challenge his employer. The challenge may be initiated in the form of a formal grievance. The employee raises the grievance formally with the employer. The employer is responsible for hearing the grievance and deciding its outcome. The employer is, thus, given the opportunity to deal with the employment dispute and to bring it to a satisfactory end. The Employment Tribunal that heard the Abbey Santander price case found that Mr Chagger had attempted to resolve the issues around his dismissal directly with Abbey National and Mr Hopkins, via the company’s own complaints and grievance procedures. The Employment Tribunal also found, however, that Mr Chagger’s issues were simply dismissed out of hand.

If the employee remains dissatisfied with the employer’s handling of the grievance, then he must initiate legal action in order to persevere with his challenge. Mr Chagger, being dissatisfied with the outcome of his grievances, eventually initiated legal proceedings against both Abbey National Santander and Mr Hopkins on the grounds of race discrimination and unfair dismissal, thus, escalating the dispute to the attention of the Employment Tribunal.

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04.27
15

Anger Management Tips

by como ·

The reason why it is so important to help your child learn to process negative emotions in appropriate ways while he is still young is because children with uncontrolled anger often grow up to be frustrated people with big problems. By teaching them helpful anger management tips you can help them. Your toddlers can also learn how to be self-controlled, even though tantrums to a certain extent are still going to occur.

Young Children Anger Management Tips

You know that your preschoolers are still learning to control their tempers. You can tell this is especially so when you are out with them in public. To help with this, many parents look for anger management tips. These parents will quickly receive instructions from their parents, other parents and anybody else who can help them with their child. You want to make sure though that when the tantrum is happening, that you remain calm. You need to also make sure that you are consistent when giving out discipline so that your child will know to take you seriously. anger management tips for children include timeouts and distractions that draw their attention away from disgruntled emotions when they start to get belligerent.

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04.26
15

The Specialization Of The Construction Industry

by como ·

Today’s Construction industry has become quite competitive. Contractors are required to me efficient, cheap, and punctual. For either a new construction project, or a remodel, contractors have the challenging task of assigning the exact price for the completed work. In addition to the obvious cost calculations for the material costs such as foundation materials, lumber, roofing, doors and windows, cabinets, carpet, paint, appliances, plumbing, electrical wiring, landscaping, and many other things, they also have to calculate the time for each task to be completed and determine the labor costs for the construction project. In the past, one contractors quote may have varied greatly from the next, simply because of the many variables involved. Construction time was usually the target that was missed the most.

Computers and software developed for contractors has enabled contractors to work more efficiently. With the use of specialized software, contractors are able to provide more accurate quotes, and determine these figures in a much shorter amount of time. The quotes provided are usually more uniform depending on the contractors own markup.

The construction industry has become so refined, that many teams of workers are assigned to their specific task. When that task is completed, their job is done, and in comes the next team. For example, once the foundation had been built, the framing team needs to come in, followed by the plumbing team and electrical team. Next is the drywall team, the carpet team, the paint team, etc. What is impressive is that each team has specific estimating software for their stage of the construction process. T

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04.25
15

Inerve Hospital Management System

by como ·

NVISH Solutions Hospital Management System (HMS), iNERVE, enhances the excellence and management of Hospital Administration in various areas. iNERVE, a SaaS based Hospital Management System implemented in February 2008, is a flagship product of NVISH Solutions, which strives to reduce costs and improve the accuracy and timeliness of patient care, accounting and administration, record keeping and management reporting.

NVISH-iNERVE provides an offering for medical practices that combines automated hospital solutions, hospital workflow management, and laboratory management, easily customizable to the requirements of any hospital. We have such usability features, which result in radically improved control and knowledge over laboratory information management, medical billing, faster payments, increased collections and increased time for patient care. We deliver these results with unprecedented consistency and reliability. With its unique features, you will be able to have a better insight into medical practice billing and physician performance.

NVISH-iNERVE is a fully integrated system that includes key modules like registration, patient management, finance, billing, housekeeping services, blood-bank configuration, store and pharmacy. The system is intact with menu-driven screens and fields, which add on to the security feature of the software. Its to-use visual interface includes pull-down menus, dialog boxes and icons, and has context-sensitive help available with all features. You can generate extensive reports in real-time, for patient related information, hospital related information and statistical analysis. With NVISH-iNERVE, the solutions to all your time-consuming queries are just a click away as it will lead you to cost containment, coordination of benefits, and program integrity services for your healthcare organization.

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04.23
15

Where To Go To Get Your Financial Answers

by como ·

Financial answers need to be accurate. In dealing with financial questions, issues and matters, it is best if the answers are founded on proven truths, and not just mere hearsays, and assumptions. Even educated guess is not given merit.

If you have any questions regarding your finances, you can get straight and correct answers from different sources. The most common are the financial books. If you are looking for financial facts, figures and statistics, you can get the information from national bank financial departments, financial trust institutions and commercial banks.

There are general areas of finance. These are the business finance, personal finance and public finance. Now, these are all serious matters. Anybody who speaks of any of these subjects must have in-depth knowledge.

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04.22
15

Robert Kiyosaki Why Mlm Network Marketing Is The Prefect Business

by como ·

A home based MLM Network Marketing business is probably one of the most misunderstood business models by the public. Robert Kiyosaki, best selling author of Rich Dad Poor Dad dismissed MLM as a marketing scam and never seriously investigated MLM Network Marketing for 15 years.

After achieving his goal of financial freedom, Robert Kiyosaki wanted to share his knowledge with others and help them attain financial freedom also. He wrote Rich Dad Poor Dad and Cash Flow Quadrant to introduce people to the concept of financial independence. Robert began teaching people how to break free of the poverty mentality that keeps so many people enslaved to their jobs. He wanted to help others achieve financial freedom like he had attained.

Cash Flow Quadrant introduces people to the concepts of cash (money) flow and what really creates wealth and what keeps you from becoming wealthy.

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