04.2
15

Success with Anger Management for Teens

by como ·

It must be very difficult to always be positive in every situation, when you are a teenager. Growing up in today’s society is challenging and teenagers are often driven to be defensive. Teenagers are not by nature compassionate people. They are always competing, and jealousy is a huge factor in their lives. The fight to always be number one is an everyday thing in the teenage world. This is sad and unfortunate since these years should be the best years of their lives. Teenagers today are forced to grow up long before they should because of the regular impediments and challenges they face. Some young people handle adversity very well, but others are quick to build a defensive wall around them. When faced with confrontation, many of them lash out angrily and become reckless. Sometimes even to the point of inflicting violence and sometimes even death.

Teens have a tendency to ignore instructions and resist advice, and because of this building an anger management plan for teens is sometimes hard. So in order for anger management for teens to be profitable, the program used with them must be designed so that it will reach the targeted teen without being overbearing. Convincing a teenager that he has a behavioral problem that requires attention may be a challenge but it is essential to make them understand the importance of changing.

Uncontrolled anger can control the life of the people it affects. In the life of a teenager, this could be a disaster. When they have anger difficulties, teenagers tend to yell and scream. They also say hurtful things, push other people around, punch walls and even hurt themselves. It may be hard, but it is important to demonstrate to these people that everyone including them can change. With good anger anger management teens, they can be successful. Teenagers can make the positive changes in their lives that will eventually make their life easier and more enjoyable. When a teen learns to control his anger is definitely a positive change.

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04.1
15

k Loans A Good Idea Move Or Not

by como ·

The reason people have a 401K retirement plan is so they can fund their older years when they don’t have an income. Many financial planners advise against taking out 401K loans, because it means that you are taking away some of your secure retirement funds.

You can always withdraw funds from your 401K account, but the 401k rule and tax penalties make this a very costly action. If you are considering taking out a 401K loan, make sure it is for an excellent reason and only as a last resort. There are no government rules about the loans but many employers do set restrictions, such as keeping a minimum balance, how may loans you can have at once, and that married employees must get consent from their spouse.

It is the plan administrator who will impose the most conditions on your 401K loans. Most administrators require that you have a valid reason for applying for the loan, and generally will only approve it if it is for one of the following reasons: medical expenses, college tuition fees, deposit for first home buyers, to prevent bankruptcy or eviction because of falling behind with mortgage payments. A 410K loan should not be for day to day expenses.

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03.31
15

The Benefits Of Electronic Commerce

by como ·

WHAT ARE THE BENEFITS OF ELECTRONIC COMMERCE
Customer care has benefited from various in e-commerce, EC also e-business continue to pay dividends as long as the benefits as reported by e-commerce site.wordpress.com (nd) are still achievable. Reduction in cycle time, staff empowerment and cutomer support are just a few of the benefits. Efraim Turban et al (2008).

CYCLE TIME
The cycle time for an organization refers to the time it takes to complete a transaction; also turn around time, speed of operation etc Internet banking is one of the ways Nigerian banks increase customers satisfaction and cycle time. More transactions are done on the internet, ATMs, POS machines, through patnerships with card companies like MasterCard, Interswitch, VisaCard and the rest of them. It is easy to find all these in almost all Nigerian banks now because the management wants to minimize cost while maximizing profit. Trading equities used to take a very long time before orders can be successfully effected before but can now be done by just one click on the right button in the right website. The same is applicable for purchasing University of Liverpool recommended textbooks. Inputting my mastercard details makes the process of search and final purchase shorter and easy to accomplish for me. EC has brought to the world the likes of ebay, amazon.com and others responsible for online auction. Time is money, so instead of driving all about looking for a shop that stocks what I need to buy, I would rather go to the internet search for it and purchase it immediately.

EMPLOYEE EMPOWERMENT
Organizations now allow their staff to take certain steps that were not possible without electronic commerce. Booking of Consumer loans used to be on paper before in Oceanic Bank until recently when the bank designed an online procedure that empowers staff to issue more loans per hour. The reason for this is not far fetched; a soft copy consumer loan file needs little or no correction since the already inputted formulas are there to do the correction. Checking the consumer loan can now be done at a very high speed because there are software for testing if the excel file followed the desired procedures or not. With the bank empowering their staff in EC, more value is added because staff now sees themselves as important participants of the bank as well.

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03.30
15

Anger Management And Mixed Martial Arts

by como ·

The core ingredient of a meaningful self-defense program is considered to be anger management. However, there are not many martial arts programs that have this comprehensive approach in training. Instructors have not been given proper guidance on how to incorporate anger management in their training program. But now, many martial arts academies including those in Maryland teaching Mixed Martial Arts, are teaching anger management alongside the basic techniques of martial arts.

Anger is essentially rooted in feelings of frustration, fear, failure, stress, rejection, and so on. These feelings are experienced by men, women, children, and elderly. We all go through moments of rage time and again. It can be due to peer pressure, unhealthy competition, financial crises, dissatisfaction in personal or professional life, or some other reason. Eventually anger takes a toll on those who are getting angry and the party bearing the brunt of the rage. Anger is known to increase the chances of high blood pressure and heart attack. It also affects a persons capability to think logically and make meaningful and correct decisions. In some cases this can even cause long lasting and even permanent damage to relationships. Proper anger management can help a person use his feelings in the right direction to solve a problem rather than wasting time and filling oneself with negativity.

Mixed Martial Arts can be more than just an art of self defense. It can help the mixed martial arts practitioner in anger management too. The practitioner learns the art of showing restraint, respect and resilience. Like other martial arts, even Mixed Martial Arts discourages an athlete from attacking an unaware or unprepared person. Techniques such as biting, eye-gouging, fish hooking, clawing, twisting and pinching flesh, small joint manipulation, attacking the groin area, using abusive language, spitting, and hair-pulling are illegal and unethical. MMA athletes are strictly discouraged from using techniques that aim at injuring the opponent. Athletes are responsible for the safety of their opponent. While applying any of the submission techniques, MMA athletes must apply the pressure slowly. They must stop the moment they feel that any further pressure can injure the athlete. This teaches the MMA athlete the clarity of purpose, which is to make the opponent submit and not to hurt him. It also teaches them to respect their opponents strength.

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03.29
15

Differences In Management Consulting And Investment Banking

by como ·

The decision was relatively straight forward for me. The negatives of investment banking – long hours, repetitive work, lack of non-finance exit options – mattered more to me than the money.
I considered sales & trading (in fact, I spent a summer at CSFB in NY), and was tempted to continue in that line of work after graduation.
Instead of defining the characteristics of each industry (there are plenty of resources out there for that, including my Management Consulted blog), I will address a short list of differences between the two career paths.
Let me caveat by saying THESE ARE NOT YOUR ONLY OPTIONS. People get carried away into thinking thats all there is.
#1 SALARY
This is the primary superficial distinction. Thats not to imply that salaries aren’t important. Banking salaries average 50-100% higher than consulting salaries, with the gap increasing as your seniority increases. Consulting attempts to compensates with small perks – from better travel allowances to more generous retirement packages.
Consultants always like to say this:
I know investment bankers make more money. But from a cashflow perspective, its exactly the same!
This means that consultants and bankers make similar base salaries, but at the end of the year, bankers are awarded a significant bonus which can be more than half of their total annual compensation.
Cashflow or not, the extra money is substantial and a defining driver of why many people do investment banking over business consulting. This is also a difficult issue for consulting firms with respect to employee retention. In my years as a McKinsey management consultant, easily half the people who left the firm went into the financial world (from hedge funds to PE), and salary was undoubtedly a major factor in the decision.
My advice is – after considering the 5 factors Ive listed here, you still think the pay difference (for analysts, averaging between $30-60K per year) would mean a significant difference in your professional job satisfaction, choose investment banking over consulting.
#2 LIFESTYLE ISSUES
The big differences here are:
-Hours. Bankers work brutal hours, no surprise. They can average 14-16 hours/day but it can get FAR WORSE.
My roommates in New York (both investment bankers at Goldman Sachs) would sometimes go several weeks before wed even exchange a word. Which meant not only were they getting in after I went to sleep (around 2am), but going back to the office before I woke up (around 7am).
Your second year as an investment banker gets easier – often in the 10-12 hours/day range but with occasional tough periods.
Management consultants average 12 hours/day, with the typical variations depending on client, team goals, etc
-Travel. Bankers do a little travel for roadshows, due diligence, etc but spend 90% of their time in one office until youre partner-level (you can expect more travel in private equity and asset management). Depending on firm – management consultants travel a lot. At the Big 3 (Bain, Boston Consulting Group, McKinsey), you can expect travel 50-75% of the time
-Relationship with firm employees and coworkers. This is an important but oft overlooked issue. Consulting firms have a very collegial atmosphere, where the focus is on getting work done and ensuring your professional success. This attitude permeates all interactions. Managers never yell, coworkers are supportive whenever possible, and companies are organized to provide consultants support with training, expertise, etc. Finally, networking is critical at consulting firms, and social events are focused on helping business consultants build contacts and relationships throughout the company.
Investment banks, on the other hand, have a more competitive and tense work environment. You can expect more stressful relationships with your bosses, youll probably be yelled at occasionally for mistakes, and coworkers are much less willing to help out colleagues (your success means theres more competition for the biggest bonuses).
In addition, youll have limited exposure across the company to other groups, departments, etc – less ability to network across the company.
Part 2 of this series on consulting versus banking continues tomorrow!

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03.28
15

Prospective Jobs Through Lic, Karnataka And Kotak Mahindra Bank Recruitment 2013

by como ·

They might go for the banking sector or the railways, or any other place and they apply for the different positions advertised, according to their educational qualifications and eligibility criteria. In India, banking sector jobs are in high demand and are pursued by many people. it has been seen in the past few years that the students are seeking the government jobs and banks are a favourite choice among these. Also, there are plenty of applicants for the posts which are advertised by the Life Insurance Corporation of India or LIC.

Private banks have give a new lease of life to the banking industry in India. Not only are they provide a wide range of banking facilities to the customers, they are also having plenty of vacancies for the jobs aspirants. Karnataka Bank and Kotak Mahindra Bank in India have been offering a variety of jobs for the interested candidates. People are choosing these jobs because of three important reasons.

Karnataka bank as prospective employer

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03.27
15

Scope Of Internet Marketing In India

by como ·

Internet marketing is very interactive field of making money online its scope is very vast and there are 1000s and millions of websites being developed and promoted in search engines like Google, Bing and yahoo if you are internet geek and have deep interest in how to make money online then you can make your dream comes true join any multimedia course in web designing as web designers are being very popular these days as every entrepreneur wish his website to look professional and beautiful. You can start your blog and post interactive tutorials, articles and join programs like Google adsense and yahoo advertising media etc and if you have good amount of daily visitor traffic and if visitor click on advertisement shown in your website using Google adsense like programs then you are actually making money online. If you are web developer then you can start your own web directory, forum or community site or even online shopping mall like ebay, amazon etc.
Role of internet commercialization in common people living in india
Marketing. Many issues of marketing offline are relevant to online electronic commerce- for example Cost benefits of internet advertisements and different competitive internet marketing strategies ranging from digital marketing strategy to interactive kiosks.
Consumer behavior and its psychology. Indian customer behavior Is the key to the success of Business to business and business to consumer trade, but so is the behavior of the Indian shopping sites or digital sellers like futurebazaar, india bazaar online, homeshop18, radhikasarees, nerexplaza. The relationship between cultures and Indian consumers attitude in internet marketing is the great example of a good research issue in the field of search engine marketing.
Finance. The Indian finance market and Indian banks are one of the major and most dominant player in the arena of digital market or internet marketing india. Also, financing arrangements are part of good online transactions. There are issues like using the internet as a substitute for a stock exchange and click frawd in online stock dealing.
The information systems department is usually responsible for the deployment of Electronic commerce. It covers issues varying from system analysis to system intergeration, implementing, planning, payment system and security. The back office operations of E-commerce transactions are similar to other transactions in compliments . Auditing electronics dealings presents a real internet marketing challenge for the accounting profession so does the web development of methodologies for cost benefit justification. Legal and ethical issues are extremely necessary in the arena of world wide web and internet marketing. A vast volume of legislative bills are pending and many ethical issues are interrelated with legal ones such as privacy and intellectual property.

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