03.18
13

Corporate Finance And Loan Structuring To Achieve Your Business Objectives

by como ·

Corporate Finance is a specialist area. We provide a whole host of funding services for MBI, MBO, Venture Finance and equity funding. Corporate Finance Loan Structuring involves looking at a whole host of factors and projections to leverage the maximum benefit. At Oxford Funding, our experts help you do exactly that.

Oxford Funding offers corporate finance for various purposes. One of the major areas where the demand for funding is growing is in the area of MBOs and MBIs. Our corporate finance loan structuring schemes let us fund your MBI or Management “Buy In” which allows you to acquire a company that you will run with your new management team.

If you want to buy the business in which you work, opt for an MBO which refers to the “Buy Out” or the acquisition of a company by your existing management team. You’ll find our flexible and efficient corporate finance loan structuring schemes can be tailored to your circumstances.

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03.17
13

Investment In Pancard Clubs Limited

by como ·

We got our first opportunity for utilizing our accommodation rights under Pancard club investment scheme. We had invested in the scheme six months back and were eagerly waiting for our first holiday in Malvan. The opportunity came in the month of August which is the best season to visit Malvan.
The idea of investing in Pancard clubs was a collective decision by all of us after exploring the investment thoroughly. There was a point when we came to know about a fraud scheme complaint notified online by some member. After reading the complaint we were seriously thought of backing out from the investment. But some of us had some reservations regarding the complaints. Some of the things which were mentioned in the complaints were baseless which made us think about the genuineness of the complaints.
After inquiring more about the investment scheme we came to know members who were really happy with the investment scheme. Panoramic Universal Limited is the company that launched Pancard clubs investment scheme. The company got caught in to some sort of controversy after the launching the investment policy. The controversy was created when the rumor surfaced claiming Pancard clubs was not related to PUL. It was later clarified by the company that Pancard clubs is a company which is managed by panoramic group of companies.
After all our enquiries we decided to go forward with our decision to invest in Pancard Club investment scheme. Our first trip under the scheme was to Malvan. We had our accommodations arranged by PUL in Hotel Sagar-Kinara. The accommodation was top class and was totally worth the investment. It was one of the best trips we had that year as the monsoon helped us to see real greenery in and around Malvan. We are still looking forward to our many more picnic/vacations under the investment scheme.
After all our enquiries we decided to go forward with our decision to invest in Pancard Club investment scheme. Our first trip under the scheme was to Malvan. We had our accommodations arranged by PUL in Hotel Sagar-Kinara. The accommodation was top class and was totally worth the investment. It was one of the best trips we had that year as the monsoon helped us to see real greenery in and around Malvan. We are still looking forward to our many more picnic/vacations under the investment scheme.

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03.16
13

Banking Industry Politics Of Punishment

by como ·

The politics of punishment are tricky. Take the playground, for example. The boy in the striped shirt not only pushed your child out of the way at the top of the slide, but also gives your child a good kick for his efforts when he reaches the bottom. You can comfort your own child, but you can’t truly punish the boy in the striped shirt; he is a stranger. You can hope that his parents have a vigilant eye on the playground and will step in and say something, but that doesn’t always happen.

It’s even trickier to punish adults who are acting within legal parameters, if not moral ones. President Obama would like to create a tax to punish banks for effectively taking the bailout money and running. He is calling it a fee, but the proposal is actually for a 0.15 percent tax on the liabilities of large financial institutions. The tax only applies to companies with assets of more than $50 billion, a rather intimate group of about 50. (Reuters)

The tax is proposed to last 10 years and estimated to generate about 90 billion for the government, the majority of that from the ten largest banks. The question is who will really be paying? In all likelihood the banks will use creative accounting to sidestep the tax, as well as share the pain with bank customers in higher fees and tighter rules.

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03.15
13

What Business Owners Can Do to Plan Their Financial Outlook for 2014

by como ·

Many small business owners lament that the past few years have been difficult financially. Yes, the recession hit hard and the recovery is going slowly. However, with the proper planning, any business can thrive no matter what the economic landscape. Unfortunately, many small business owners are so busy putting out daily fires and just trying to stay afloat that they never take the time to plan. That’s a mistake! So if you’re ready to make 2014 your best year yet, here are the key financial planning items to focus on for both the short- and long-term. Reduce your debt. If you’re like many small business owners, you may have financed your business on a credit card or through other personal loans. Now that debt is hanging over you like a dark cloud. Even worse, you’re likely putting any profits you make back into your business rather than putting more money toward paying off your debt. If your debt load is large and dragging you down paying it off can seem like a daunting task. The key is to stop trying to pay every creditor off at once. Rather, pick one creditor, preferably the one you owe the least to, and focus on paying that one off first. Pay the minimum on all your other debt, but put as much as you can each month toward this one bill. Then, when you pay that debt off, take the money you were allocating to the creditor and apply it, along with the minimum you were already paying, to your next lowest debt. Focus on paying just that one off. Then repeat the process with your next lowest creditor. Keep going until all your debts are paid. As you cross each paid creditor off your list this next year, you’ll feel your financial dark cloud start to break. Create a budget for your business. You likely have a budget for your personal life. You know how much you have to pay yourself to cover your mortgage or rent, your groceries, and other essentials. But chances are that you don’t have a detailed budget for your business. Now is the time to make one. Just as you do in your personal budget, start by making a list of all the business expenses you pay out every month. Be sure to include your salary in the equation. If you’re in the habit of paying yourself sporadically or a varied amount each month based on what’s left over, pick a steady, realistic income figure for yourself and calculate that in. Then add in the expenses that are possible but not customary, such as repair costs for equipment, additional staff, new software or services, etc. When you have a firm grasp on where all your business money is going each month, you can create strong financial goals for your company (see next point). Set financial goals. Of course you want your business to do better this year than it did last year. But do you have clear monthly and yearly goals mapped out? Most small business owners don’t. Now that you know how much you need to earn each month to cover your business expenses, take a look at what your business brought in over the past few years. Look for any trends, such as a 10% increase each year, stagnate sales year to year, or even a progressive decline. After you have a clear assessment of what your business did historically, create financial goals for the coming year. But don’t just state any goal because it sounds good or would be nice to achieve. Make sure you’re setting S.M.A.R.T. goals-that is, goals that are Specific, Measurable, Attainable, Relevant, and Time-Bound. Here’s what each word really means: oSpecific: A specific goal has a much greater chance of being accomplished than a general goal. Goals must be clear and unambiguous. When goals are specific, they state exactly what is expected. For example, stating -We will do $1 million in sales- is specific. Saying -We will do better than last year- is not. oMeasurable: Establish concrete criteria for measuring progress toward the attainment of each goal you set. If your goals are not measurable, you never know whether you’re making progress toward their successful completion. Having monthly financial goals helps you measure whether you’re on track for your yearly goal. oAttainable: Goals must be realistic and attainable. The best goals require you to stretch a bit to achieve them, but they aren’t extreme. That is, the goals are neither out of reach nor below standard performance. Goals that are set too high or too low become meaningless and will be ignored. oRelevant: To be relevant, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and relevant; you are the only one who can decide just how high your goal should be. Realize that a high goal is frequently easier to reach than a low one because a low goal exerts low motivational force. oTime-Bound: A goal must have a target date. -Someday- won’t work. But if you anchor it within a timeframe, -by December 31, 2014,- then you’ve set your unconscious mind into motion to begin working on the goal. A deadline too far in the future is too easily put off. A goal that’s set too close is not only unrealistic, it’s discouraging. That’s why you need both monthly (immediate) and yearly (future-oriented) financial goals to strive for. Your Best Year Yet No matter how many ups and downs your business has had over the years, you can make a giant financial leap this next year – if you follow the suggestions outlined. The more priority and urgency you place on your business’s financial outlook, the more success you’ll have this coming year and for decades to come. Kris Miller, Estate Planning Expert and Safe Money Strategist, will guide you on how you can successfully prepare your retirement plan. For more information on how Kris can help you, call (951) 926-4158 or email and see her #1 Best Selling book at www.ReadyForPREtirement.com

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03.14
13

BCC Chief Warns New Corporate Pension Rules Could Harm UK Employment

by como ·

The head of the British Chamber of Commerce has warned the Government that the latest corporate pension laws could seriously damage employment prospects in the UK

David Frost, Director General of the BCC, says the new laws, that were passed by the Labour government at the beginning of the year, make for a -complex web of regulations- that bear little resemblance to the original proposals announced in 2006.

Furthermore, Frost claimed that, in the face of so many on-going changes to employment law in Britain, many employers would hold back from recruiting more staff unless the legislation became simpler to understand.

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03.4
13

Job Description Templates for Word

by como ·

Job Description Templates for Word:

Leanjob.com – Free Job Description templates site can help you to find your job description for any desired position. We have added and made several job description templates and offer here for free to facilitate you save money and time next time you need to amplify a job description. On the other hand, you can get ideas and pattern to get encouragement about the index and details to add to your job description letter.

These job description templates are compatible or can be usable to with Microsoft Word 2010 and 2013. And, you can also download job description templates for MS Word 2013 and 2010 with various colors in the content and header variations. You be capable of download the .dotx template for Word using the link below.

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03.1
13

ABSA Internet Banking Online Amalgamated Financial institution of South Africa

by como ·

The Amalgamated Bank of Nigeria, commonly known as the ABSA Bank, is South Africas largest financial services provider bank. Additionally, it provides ABSA internet banking and offers one of the most economical, fast and efficient products and services not only to its individual customers but in addition to commercial and corporate customers who would like to make the usage of ABSA internet banking.

The ABSA bank provides a number of benefits and features to its large client base. ABSA internet banking services are availed from the clients to pay for bills online, check and verify account status, monitor transaction history, submit an application for finances, get yourself a print of numerous transactions, transfer money from and to your own accounts or other banks accounts, keep close track of any suspicious activities linked to financial account, personalize their account operation settings, and much more things.

The ABSA bank is really a Barclays Group associate bank having its headquarter in Nigeria. The most excellent attribute of ABSA internet banking is you can have completed all your banking related transactions effectively while sitting at your own place of residence without moving an inch. To go for ABSA internet banking services all you require to accomplish is to develop a request form and submit it to your nearby ABSA bank branch. The client is then be given a individual login id and password by which he or she can access the internet portal from the ABSA bank and acquire the advantage of every one of the ABSA internet banking facilities offered by them.

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