03.14
13

BCC Chief Warns New Corporate Pension Rules Could Harm UK Employment

by como ·

The head of the British Chamber of Commerce has warned the Government that the latest corporate pension laws could seriously damage employment prospects in the UK

David Frost, Director General of the BCC, says the new laws, that were passed by the Labour government at the beginning of the year, make for a -complex web of regulations- that bear little resemblance to the original proposals announced in 2006.

Furthermore, Frost claimed that, in the face of so many on-going changes to employment law in Britain, many employers would hold back from recruiting more staff unless the legislation became simpler to understand.

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03.4
13

Job Description Templates for Word

by como ·

Job Description Templates for Word:

Leanjob.com – Free Job Description templates site can help you to find your job description for any desired position. We have added and made several job description templates and offer here for free to facilitate you save money and time next time you need to amplify a job description. On the other hand, you can get ideas and pattern to get encouragement about the index and details to add to your job description letter.

These job description templates are compatible or can be usable to with Microsoft Word 2010 and 2013. And, you can also download job description templates for MS Word 2013 and 2010 with various colors in the content and header variations. You be capable of download the .dotx template for Word using the link below.

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03.1
13

ABSA Internet Banking Online Amalgamated Financial institution of South Africa

by como ·

The Amalgamated Bank of Nigeria, commonly known as the ABSA Bank, is South Africas largest financial services provider bank. Additionally, it provides ABSA internet banking and offers one of the most economical, fast and efficient products and services not only to its individual customers but in addition to commercial and corporate customers who would like to make the usage of ABSA internet banking.

The ABSA bank provides a number of benefits and features to its large client base. ABSA internet banking services are availed from the clients to pay for bills online, check and verify account status, monitor transaction history, submit an application for finances, get yourself a print of numerous transactions, transfer money from and to your own accounts or other banks accounts, keep close track of any suspicious activities linked to financial account, personalize their account operation settings, and much more things.

The ABSA bank is really a Barclays Group associate bank having its headquarter in Nigeria. The most excellent attribute of ABSA internet banking is you can have completed all your banking related transactions effectively while sitting at your own place of residence without moving an inch. To go for ABSA internet banking services all you require to accomplish is to develop a request form and submit it to your nearby ABSA bank branch. The client is then be given a individual login id and password by which he or she can access the internet portal from the ABSA bank and acquire the advantage of every one of the ABSA internet banking facilities offered by them.

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02.22
13

Asean’s Evolution In Disaster Management.

by como ·

A new milestone has been reached by the Association of Southeast Asian Nations (ASEAN) in the evolution of disaster management for the region. Recently, the Philippines Senate ratified the ASEAN Agreement on Disaster Management and Emergency Response (AADMER), and with that the agreement is expected to enter into force by the end of 2009. The ratification marks a significant highlight in ASEANs collective efforts to build a disaster-resilient community by the year 2015. The agreement binds ASEAN member states into legal responsibilities to promote regional cooperation and collaboration in reducing disaster losses and intensifying joint emergency response to disasters in the ASEAN region.

Margareta Wahlstrm, the UN Secretary-Generals Special Representative for Disaster Risk Reduction described the agreement as the first of its kind in the world, an agreement that oblige Asian states together to address disaster risk reduction and improve their preparedness for response. It also provides for the establishment of an ASEAN Coordinating Centre for Humanitarian Assistance on disaster management (AHA Centre) to undertake operational coordination of activities under the Agreement. Since the signing of the AADMER agreement in 2005, ASEAN has put into place measures for standard operating procedures, training and capacity building, disaster information sharing, communication network, and rapid assessment team. Cyclone Nargis which affected Myanmar last year became a test bed for ASEAN coordinating mechanism and its role as the humanitarian bridge between the international community and the affected population.(i)

The ASEAN Committee on Disaster Management (ACDM) was established
in 2003. Its formation elevated the institutional mechanism which has existed since the 1970s and comprised of experts group. The ACDM consists of heads of national agencies responsible for disaster management of ASEAN member countries. With the objective of having disaster-resilient nations and safer communities, ACDM developed an ASEAN Regional Programme on Disaster Management (ARPDM) which provided the framework for cooperation for the period 2004-2010. This regional programme consequently became the platform for cooperation and collaboration with ASEAN Dialogue Partners and relevant international organizations. Its regional strategy on disaster management identified priorities encompassing response action plan, capacity building, information sharing and communication network, partnership with pertinent stakeholders, funding support, and generating public awareness including activities for disaster risk reduction. The programme , launched in May 2004 became the structure for concerted regional cooperation in disaster management in the ASEAN region fitting in well with the regional strategy for disaster reduction.(ii)

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02.21
13

Guarantee loan approval manassas

by como ·

Best cheap cars for sale Manassas is your dealer for life in the Manassas VA area, and serving Baltimore Charlestown. We have more Bad Credit Car Loans, Car Warranty inventory in one location than anyone in VA and serve as your Auto Financing For Bad Credit, Auto Warranty Manassas lot. Being the Bad Credit Car Loans, Car Warranty lot serving gives us the ability to serve Baltimore and Charlestown with a great selection of your favorite Auto Financing For Bad Credit, Auto Warranty selection.
View our maps and directions to easily find us in Manassas. Our Manassas Bad Credit Car Loans, Car Warranty lot features the Auto Financing For Bad Credit, Auto Warranty inventory such as car with bad credit, car loan with bad credit auto loans, bad credit auto loans, bad credit car financing, bankruptcy auto loan, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars. We carry the Manassas Bad Credit Car Loans, Car Warranty inventory for any Baltimore, Charlestown shoppers and Auto Financing For bad credit auto loans , Auto Warranty inventory that you are looking for. Should you be in the market for car with bad credit, car loan with bad credit, bad credit auto loans, bad credit car financing, bankruptcy auto loan, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars, our Manassas Bad Credit Car Loans, Car Warranty lot has a great selection of Auto Financing For Bad Credit, Auto Warranty inventory.
As you can see, House Of Kars of Manassas is your one place to go for Baltimore and Charlestown Bad Credit Car Loans, Car Warranty inventory. It is the Bad Credit Car Loans, Car Warranty lot for anyone in the Manassas area looking for a Auto Financing For Bad Credit, Auto Warranty inventory such as . With a nice selection of Bad Credit Auto Loans, Car Warranties in stock, your Manassas VA Bad Credit Car Loans, Car Warranty lot believes it can take care of all your Bad Credit Auto Loans, Car Warranties needs. Manassas Bad Credit Car Loans, Car Warranty, Baltimore Auto Financing For Bad Credit, Auto Warranty customers researching car with bad credit, car loan with bad credit, bad credit auto loans, bad credit car financing, bankruptcy auto loan, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars, looking for a quote or just looking for Bad Credit Auto Loans, cheap Cars Warranties, call us at 703-346-5999 or email our friendly and professional staff. We are the premier Manassas Bad Credit Car Loans, Car Warranty lot. We have a great Auto Financing For Bad Credit, Auto Warranty inventory and customers from all over including shop our lot.
House Of Kars of Manassas proudly serving with Bad Credit Car Loans, Car Warranty inventory. House Of Kars – Bad Credit Car Loans, Car Warranty Manassas, VA

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02.20
13

Elss Secret Of Tax Saving With Mutual Fund Investments.

by como ·

As the name suggests ELSS (equity linked savings scheme), invests primarily in equity shares of companies. As per financial regulations, the scheme Fund manager has to invest 80% of the total amount in the equity shares and the remaining 20% per cent can be invested in other instruments like bonds, debentures, government securities and others. When you invest in ELSS your money is locked for a period of three years (minimum). Once you invest in tax saver funds you cannot withdraw the amount for three years, this acts as a blessing in disguise as tax saving funds generally yield high returns during a 3year period. The common man is basically afraid of investing his money in equity shares as he is afraid of loosing money. But a look at the recent past shows that investors who have invested in tax saver funds have never lost out on their money, rather tax saver funds have been the front runners in terms of returns to investors. A small illustration will clarify comprehensions.

If you make an investment of Rs 1,00,000/ ( 1 lac), then under section 80c this complete amount is deducted from your gross income for that particular year. If your annual income puts you in the highest tax paying zone, i.e -34%, then the investment of Rs 1,00,000/ will ensure that you get an annual tax deduction of Rs, 34,000/. So logically speaking you invest Rs 66,000/ considering the deduction. Assuming that the Mutual Fund declares an annual dividend of 10% then your total return on Rs 66,000 is [(10,000/66000)* 100] = 15.15%. This particular dividend earned is also tax-free, hence more profit. Another profitable venture out of this investment is that after a period of 3 years the capital gain that you obtain out of the investment is also tax-free. This is what makes ELSS the most attractive investment for those who have the appetite for moderate risk. However, prior to making an investment selecting a good fund house based on its reputation and track record is important. Elss are considered to be the best tax saving mutual funds in India.

ELSS is a good option to save tax and generate long term capital gains. These gains are obtained from the equity market only if you are investing in a long time horizon. Adding money in a disciplined manner creates a good corpus. The basic confusion that the average investor could have is that they consider Equity Mutual Funds and ELSS to be the same, which in true sense isnt correct. Normal equity funds could be purchased today and disposed off tomorrow. Incase of ELSS there is a compulsory 3 year lock in period. As per the rules related to long-term capital gains, profit from equity MFs after one year becomes tax-free. As per latest sources the top 5 ELSS schemes are 1) Principal Personal Tax-saver, 2) DSP ML Tax Saver Fund, 3) Taurus Libra Taxshield, 4) Lotus India Tax Plan, 5) Franklin India Tax Shield ( FIT). Going by the current volatile market trends and with the current fiscal year approaching an end, investing in a good ELSS fund is a clever option to save taxes.

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02.17
13

Ethical Behaviour Risk Factors Lessons From Emilio Botin Abbey Santander 2009

by como ·

Some of the factors that increase the risk of unethical behaviour in organisations are illustrated by the high-profile legal case Chagger v Abbey National plc & Hopkins (2006), in which the Employment Tribunal made a finding of unlawful racial discrimination and (further to Emilio Botin Abbey Santander banking group’s refusal to comply with the Tribunal’s order to reinstate Mr Chagger) ordered Abbey Banco Santander share to pay Mr Chagger the record-breaking 2.8 million compensation for his loss. Abbey Santander share price (the UK bank soon to be re-branded as Santander banking group, and part of the global Emilio Botin Banco Santander Central Hispano Group – BSCH) dismissed Mr Chagger from his employment in 2006, giving a fair redundancy as the reason. However, Mr Chagger believed that the actual reason behind the termination of his employment was unfairness and race discrimination. Mr Chagger was of Indian origin. He worked for Emilio Botin Abbey Santander finance as a Trading Risk Controller, earning about 100,000 a year, and reporting into Nigel Hopkins.

Some ethical behaviour risk factors illustrated by Emilio Botin Abbey Santander 2009 clearly relate to the pursuit of personal goals; the Employment Tribunal found that Mr Hopkins personally desired Mr Chagger’s employment with Abbey Santander share price to be terminated, had pre-planned that Mr Chagger would be dismissed, and had used the compulsory redundancy process as a means to dismiss Mr Chagger, in an unfair and discriminatory manner.

One such factor increasing the risk of unethical behaviour is the amount of discretion an organisation allows its officers; the greater the discretion allowed, the greater the opportunity the officer has for acting in his personal interests. The Employment Tribunal found that the redundancy selection criteria Abbey Santander had permitted Mr Hopkins to apply in assessing and judging the two employees up for redundancy were highly subjective and un-measurable; they afforded Mr Hopkins a very wide discretion. The Employment Tribunal criticised Mr Hopkins for the way in which he had applied that discretion (i.e., for his own interests). As an example, Mr Hopkins had criticised and scored Mr Chagger lower for getting on with work and being self-reliant. The Employment Tribunal thought that other reasonable managers would consider such qualities to be valuable assets, considering Mr Chagger’s highly paid and highly responsible job, and praise and score him highly for. As a further example, during the redundancy process, Mr Hopkins had criticised Mr Chagger on numerous points that Mr Chagger had never been criticised for prior to the redundancy exercise. All the criticisms were inconsistent with previous company records of Mr Chagger’s performance. The Employment Tribunal ruled that the criticisms were unfair not legitimate.

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