Posts Tagged ‘US’

07.6
15

Cash In One Hour- Tremendous Financial Aid For People In Dire Needs

by como ·

Do you need quick cash to overcome your fiscal pressures? It is a fact that you cannot avoid the unexpected expenses or make delay in repaying it as it may let you fall in future debt problems. Thus, to overcome the uneasy financial phase of your life, here are cash in one hour for you. If you are unable to match up with your financial budget and desires, quickly get applied with this loan for immediate financial aid. Check this feasible and trouble free financial aid to meet your fiscal needs right away.

Cash in one hour is an instant and simplest form of loan that is available in short form of loan. If you are unable to arrange any collateral to pledge as a security, these loans prove as appropriate and beneficial for you. The loan money that you can borrow depends upon your monthly income that can be repaid when you receive your upcoming payday in your account. There will be no restriction in the spending of loan money. Enjoy this hassle free financial aid without any discomfort and hesitation.

Applicants who are permanent US citizen and complete the age of eighteen years or more can apply with this loan aid. Plus, a checking account under his name and a regular employment is required to prove his repayment ability.

If you are affected with several bad factors in your account like insolvency, foreclosures, bankruptcy, CCJ, arrears, defaults and so on, you can still accomplish the approval of one hour cash advance. This loan does not follow any credit checking process that let you fulfill your financial expenses without any credit issues. One need not have to face the favorism at all.

Online application method considered as the easiest and fastest approach for all. If you need to get the assistance of cash in one hour, make a careful research at online financial market. There are numerous lenders available that offer you immediate financial aid at competitive rates. Choose the better lender and land with the reasonable deal of all. Swiftly fill up a single online application form with few required details. Funds will deposit in your account within quick span of hours.

Anytime when you have inadequate finance but expenses are more, relying upon cash in one hour can be the swiftest financial aid. These loans are powerful source of finance that let you manage your uncertain financial ups and downs without any fuss and delay.

03.21
15

Monthly Payday Loans- Small Loan With Flexible Repayment Option

by como ·

Payday loans are widely available along with short-term loan repayment option in the financial market of US. So, it offers flexibility of loan repayment for the borrowers. Are you having cash crunch sometimes and seeking for easy loan? If yes, you should take option of monthly payday loans available online. As the name refers, these payday loans are now offered online for the convenience of many borrowers. So, it allows easy way of applying loan via internet. Here, you have arrived at the right online destination to fetch for such sort of loan.

Usually, these payday loans are granted to US borrowers who attained above 18 years of age. The borrowers should have permanent job. And he or she should have a valid bank account in US. If the borrowers are fulfilling these formalities, you are allowed to apply these loans and gained instant money in the least possible of time. For applying of these loans, there is no involvement of paperwork or faxing of documents. Now, you can take help of internet and apply the loan via internet within few minutes.

If you are approved with monthly payday loans , it is sure that you will be getting of urgent cash in the range of $100 to $1500 bucks. And it is associated with short-term loan repayment duration. Once you have borrowed of urgent cash then you should repay loan on monthly basis. The availing loan amount is helpful to mend any financial gaps between two consecutive paydays. Or even if you want to improve your financial status, you should take help of these loans.

Furthermore, the availing loan amount is helpful to meet any kind of unforeseen financial issues. It is helpful to pay off pending bills, telephone bills, wedding expenses and other small credit problems. Apart from these, these loans have been fully equipped with attractive features that include- no credit checks, no collateral and faxless loan application procedure. For availing these loans, you dont need to show the past credit records to lenders at the time of availing loan.

Before you are going to avail monthly payday loans, you should check out about the low interest rates in order to save money. Here, our financial service is available for 24 hours. So, if you would like to take this financial aid, you may visit our loan site at anytime. You should take the benefit of this loan and manage financial adversities now!

02.12
15

Opening Us Bank Account For Non Resident Aliens

by como ·

NRA or Non Residents Alien is a widely used term, which refers to the non-US citizens, having no residential base in the country. It is generally put in to the use by the countrys banking sector. Why does a NRA require a US account? Lets try and analyze the various benefits that everyone around the globe can extract from a US account.

With emerging trends and the Internet boon, everything seems to be happening online. Whether you are a small free-lancer or big exporter of goods, your entire transactions are possibly going to be online. Whatever be size of your business you cant escape the fact that there is big drift of trade towards the Internet. And its evitable that with the US currency being the currency with the maximum reach, you should also have an easy to handle place to trade in the same. A US account is what you really should opt for. Let me list some unique benefits that a US account offers.

1.Savings on Tax: The amount of strictness that US ensures as far as protecting its people is concerned is great but despite of that when it comes to the Tax laws of NRAs the laws are such that you would end up saving a lot on your taxes. If you open the same international account in some other country you would end up give a lot more tax. So this is one important and solid benefit.

2.No Physical Presence: An account in a US bank usually comes fully loaded with a huge amount of solid services. There is a lot of support for online transactions and this in turn makes physical presence not a necessary requirement. You can handle all the functions of your account from the comforts of your home or office.

3.Reference: This is a very interesting point and not many people know about it as well. There are some nations in which it is impossible to open an account directly. But after having been the customer of a US bank for six months or so you can easily ask your bank to refer you to other banks in other nations including these nations. And this makes way for you being able to open accounts at even other places via the US route.

4.Safe: Your money in the US bank is safe. I have friends who are webmasters and who have used other systems, which accept money online. One of them recently lost around $3000 with such an online system, as the system simply froze his account. In another instance one of my other contacts was charged so much as charge back money that he lost a sum of around $2400 just like that. And this is not limited to these to instances only. Once your business starts flourishing and you start earning a good amount of money, you would realize that you require something much better and more reliable than these online systems. And a merchant account in a US bank is the best solution for you.

5.The stringent laws of US banking sector almost made it impossible to open the accounts for NRAs. However the things are not that grueling anymore; though it would be incorrect to call the procedure easy and simple going. The things are still complex and complicated. However the best solution that I found after a lot of research on the website, rather an online guide: http://www.non-us-bank-account.com. It is a complete step-by-step procedure, which teaches you how to open a US bank account as an NRA.

I feel the importance of a US account for a NRA is now quite evident and the fact that it shall really help you grow your client base. So dont waste you time, act now and go for a US bank account.

12.16
14

Ez Pay Loan- The Best Answer Of Financial Plan For All

by como ·

The popularity of payday loan is so vast these days due to many reasons. If you are really finding with financial trauma, it is better for you to avail for ez pay loan in order to obtain of quick money. This kind of loan is basically offered online to help many borrowers. With simple research online, it is easy for you to get the best deals of loans in order to save money in terms of repayment. Nowadays, payday loans have come with lot of benefits. One of the greatest benefits is its swift approval.

It is possible for you to take required cash help with no documentation or with no valuation of collateral is necessary. As cash help is available for short term period, you have to pay higher interest rate as compared to other types of financial plan. In terms of availing ez pay loan , you will have to fulfill some terms and conditions which include-

-You must be a genuine citizen of US.
-You must attain above 18 years of age.
-You should have permanent job.
-You should have a valid bank account in US.

If you are fulfilled with the above criteria, it is simple and easy for you to obtain quick money in the form of loan without any hassle. With the provision of this loan, you can easily acquire quick money varying from $100 to $1500 bucks. This kind of loan is granted to use for shorter period of time. In terms of repayment, you can repay loan within 2 to 4 weeks. You can use approved cash for more than one reason, for instance, you can use this loan to meet medical expenditure, education expenses and repair of your vehicle among others.

On the other hand, this loan can be utilized to arrange various pending bills such as medical emergencies, telephone bills, water bills, library bills, home renovation, credit card payment, tuition fees and exams fees for children etc. Thus, any small cash crisis can be resolved with the help of ez pay loan.

Irrespective of good or bad credit scores, lenders allow this loan to everyone. This loan comes with no credit verification. This loan comes with no use of collateral. Thus, it is quite flexible for you to avail for ez pay loan. So, never miss out to take this loan and fulfill your financial crisis without any hassle!

12.4
14

How Has Been The Growth Of Chemical Industry In India

by como ·

The chemical industry in India is counted among those industries that began working immediately after the countrys independence in 1947. So, it is one of the oldest contributors towards the Indian economy. At present the average annual growth rate of the industry is 12.5 percent.

The Indian chemical industry is divided into a number of segments and each segment has significantly contributed towards the overall growth of the industry. A number of favorable factors have supported the industry well to show desired progress rate. You can learn about these factors and have an overview of the industry as well as exporters and
chemicals importer from the following discussion.

It was till 1991 that India was a closed economy. However, the adoption of liberal policy in 1991 benefited most of the industries, including the chemical industry in India. Since then, the industry has gained recognition in the global economy. Today, it ranks at the 12th position in the world in terms of the production size. Also, the industry contributes 13 percent towards the total export from India at present.

It has been estimated that in few years to come, the industry is going to attain the worth of 100 billion US dollars. To achieve this target, there is need for the improvement in the following areas:
* More number of entrepreneurs is required to steer the industry on the path of expected growth.

* Growth of the overseas sales network to help industrial chemical manufacturers in India to find international buyers.

* Increase in direct employment within the industry.

* Stress on chemical manufacturing knowledge and specialty.

* Improvement in the standards of health and safety.

* Increased use of information technology in the industry.

* And of course, the increase in specialty chemical plants.

The chemical industry in India is divided into various segments. Some of the main segments and their progress statistics are as below:

* Inorganic chemicals constitute one of the major segments of the countrys total chemical production. A growth rate of 9 percent is recorded for the segment that includes alkalis, fertilizers and detergents as main chemicals.

* Drugs and pharmaceuticals are among the most exported chemicals from India. This segment of the Indian chemical industry ranks at 4th position in the world. The growth rate of 8 to 9 percent is recorded by the segment.

* Agro-chemical products include pesticides and fertilizers as the main chemicals in this category. The 10 percent domestic market growth rate is recorded by this segment.

* Dyes and paints segment has a growth rate of about 12 percent. The segment also includes polymers and other related chemicals.

* Petrochemicals in the Indian chemical manufacturing industry have the fastest growth rate of 15 percent.

Considering the growth trends in different sections of the chemical industry in India, one can easily place the industry among major contributors towards the overall growth of the countrys economy. To improve the sales network for the Indian chemicals, the manufacturers and suppliers need to rely upon the online b2b networks. The b2b directories are the places where small and medium sized chemical manufacturing enterprises can gain more benefits.

08.3
14

Cash Express Payday Loans 123cashexpress

by como ·

CashExpress is a great place to obtain a payday loans online. if you need quick cash now, we can help you with payday loan which is a fastest way to get the emergency cash. Our payday loans online service is the best resource for obtain cash advance. Cash Express can help you to get a cash loans from $100 or $200 to $1500 as soon as today. Our loans service most quiet easy, fast safe and more convenient with 100% online loans process. 123 Cash Express will approve your payday cash loans with no credit history check and no need any documents to fax.

Qualification for 123 Cash Express Payday Loans Today

Get approval with 123CashExpress is easier and faster process. We would like to help our customers to fix their financial problem as fast as possible. With our payday loans online technology that assist you to get cash faster and our less on loan requirements will help you get cash much more easier. If you are US citizen and have a job you Ihave over 85% to get accept with 123 Cash Express

Get Fast Cash Loans you Need Today

After you get approved with our payday loan lender. 123CashExpress’s lender will immediate contact you to discuss and review about your payday loans information and loan repayments. The money will wired directly to your bank account ( Savings or Checking account ).

Easier, Faster and Safer

At 123 Cash Express payday loans has multiple payments option for you. Our most popular method is electronics transfer to your savings or checking bank account and we also have direct debit to your account on your pay day these are the reasons that make you get a cash loans more easier. With no fax and no credit check payday loans and instant approval process that make you get money faster. 123 Cash Express has more secured application form with 128-bit enscrypt ssl. So you can get our payday loans online with confidence and more safer.

Finally, 123CashExpress is the best one in this vertical. When you need fast cash right now, Just visit our web site at www.123cashexpress.net and you will receive with our support team all the time.

06.2
14

The Evolution of the Online Interior Design Industry

by como ·

Theres just one thing online interior designer entrepreneurs like me love more than cupcakes and thats being at the vanguard of the evolution of an entire industry.

Every industry has had its challenges when it comes to evolving to better serve its customers online. Many industries struggle with piracy, others with delivery and logistics. My industry, residential interior design, has struggled to evolve its cost-to-serve model toward something that is attractive to more than just the wealthiest one percent of Americans.

When I launched online interior design website HMDhome.com six years ago the first sightings of my online interior designer competition could be found buried on page eight of a Google search in the form of a website selling “design in a box”. “Design in a box” consisted of the client completing a rudimentary online form (inclusive of room dimensions and style questions) and paying $800 via PayPal to an interior designer hundreds of miles away whom theyd never get to speak to, let alone develop a relationship with. Six to eight weeks later a large hat box was to be delivered full of a very carefully curated selection fabric samples, paint chips, furniture plan drawing and a shopping list of furniture, lighting and decorative accessories.

Admirable in its presentation quality the design in a box as a product was extremely beautifully prepared however as a business model it was doomed to fail for three reasons. It was an impersonal transaction in an industry that requires consultative collaboration. It was technically an improperly curated catalog because it represented what the designer had to offer, not what the client ultimately purchased for their interior design project. Finally, for the typical homeowner it was expensive. At this price point the interior designer wasnt expanding the overall interior design client base to a broader market and I suspect they failed to convert a meaningful number of home owners to online interior design in the process.

Today, home owners planning a home renovation or remodeling project can get tremendous value from online interior design services at a fraction of the cost of the original design in a box. Virtual services include ongoing consultation with a designer, specifications for colors, furniture, fixtures and finishes and access to exclusive designer discounts from popular retailers and trade sources.

Let me bore you for just a moment with some important statistics about the highly fragmented residential interior design industry relevant to its potential future online evolution.

A May 2011 report by the Bureau of Labor and Statistics indicated there are 40,950 interior designers in the US inclusive of all disciplines (residential, hospitality, corporate, restaurant and specialty). A minority of these professionals are expected to be localized residential interior designers serving fewer than 1% of US households with a traditional cost to serve model made up of hourly design fees and/or extra-retail product mark-ups.

The most significant barrier between interior designers and millions of potential new customers is the structure of the current interior design cost-to-serve model which is prohibitive for all but the wealthiest Americans.

According to a 2010 household income report from the US Census Bureau 8.4% of households earn in excess of $150K per year. While 90.2% of these were owner occupied as of two years ago, its estimated that 7.8 million households representing a potential prime demographic for online interior designers have never before consulted with an interior designer.

With a lean six sigma black belt on staff at
Homemade Design Corporation (HMD) you can bet we collect and analyze key client data related to our online interior design firm. For example, 89.6% of approximately 954 current HMD clients report having never hired a designer before working with Homemade Design. Among the primary reasons given for not previously having hired an interior designer is the perception that hiring an interior designer will increase overall project costs.

Yes, wealthy homeowners in the Hamptons may enjoy bragging about how much theyve spent as they sip champagne at the polo match. However, for the online interior design industry to evolve toward delighting a greater number of interior design clients we must enable them to brag about how much they have saved.

05.20
14

Employment Background Screening

by como ·

About fifty years back, hiring a person was a simple process. All you had to do after receiving the application was a quick cross reference with previous employers and hire the person. In many cases, even that was not done; people were hired simply because a neighbor or a friend had something good to say about them. Hiring was a matter of gut instinct.

Not any longer. Today, this casual attitude towards hiring your employees could cost you billions of dollars in lost lawsuits.

A security agency had to pay $3 million after their guard had stolen from a client. Subsequent checks revealed that the employee had a colorful criminal record. ?A sales firm had to pay $175,000 in negligent hiring lawsuits when its sales representative was caught forging signatures.

Many companies have lost millions of dollars in negligent hiring lawsuits because they did not uncover vital information through employment background screening.

The Society for Human Resource Management says that 95% of HR professionals in charge of hiring employees conduct employment background screening before they hire. This is a whopping 35% increase from the 60% who used to screen employees in the 1990s. There seems to be a reason for this sudden jump: more than 40% of job applications submitted in the US contain false or fabricated data. More than 9% of the employees who have agreed to get their backgrounds checked are hiding criminal histories. Thus, it is obvious that hiring is contingent on successful employment background screening.

A thorough employment background screening exposes information that was intentionally withheld or mistakenly omitted. Often, employees embellish the truth, particularly when it comes to educational qualification, expertise or experience. Such hidden information may have serious repercussions if it is discovered in a tricky situation. Needless to say, access to such data will stop you from hiring antisocial elements.

Employment background screening consists of a number of checks: background checks, drug tests and psychometric testing. This helps employers ascertain claims regarding qualification, education, previous employment and criminal history. It also helps them uncover any blemished in the person’s character.

Background searching services are offered by a large number of online services and private investigators. When choosing the right company, select a company that has access to a wide network of information. Most screening companies retrieve data from a common pool of data stored with government agencies. They then dig further for criminal history, credit data, sexual offense registration information and other sensitive material. All the data collected on the potential employee is then compiled into a single background check report. The company you employ must be able to give you quick results, because you obviously don’t want to lose a good employee to your competition.

Whether you conduct an in-house background screening or employ the services of a background screening company, it is necessary to go through the claims of your potential employee with a fine-toothed comb. Companies that fail to perform their due diligence before hiring may have to close shop if the worst happens.

05.8
14

How Bank Secrecy Affects Your Offshore Bank Account

by como ·

It may sound great to have an offshore bank account guarded by razor-sharp banking secrecy, but is it all that it seems? Here we explore what bank secrecy really is, and whether countries will actually enforce it to protect your privacy.

Bank Secrecy, also referred to as banking or financial secrecy refers to a legal principle which allows banks to keep their client information confidential. This is extremely important to protect against fiscal fraud and identity theft, but while in some countries like Switzerland or Panama breaking bank secrecy could land you in jail, in other countries it is routinely broken without penalty.

Why is this? There is great potential for fraud and/or money laundering if bank information is kept entirely confidential. Governments would be powerless to stop criminal elements porting ill-gotten money around at will. The US government was one of the first to introduce legislation to combat fraud with its 1970 bank secrecy act. This required banks to report suspicious transactions over 10,000USD.

After the 9/11 attacks it introduced further legislation within the Patriot Act that required even greater reporting requirements. The US government can now track every US dollar transaction in the world, since it must pass through a US correspondent bank.

The trouble is, governments worldwide have started to treat bank secrecy itself like a crime. Using the ‘terror-tactics’ of hype and exaggeration they have campaigned against bank secrecy as if its only purpose were to protect terrorists, drug lords and dictators. They really want it extinguished to find out about (and therefore tax) every cent of your income, whether derived domestically or abroad.

Bank secrecy is being slowly eroded, even the Swiss who can claim to have created banking secrecy with the 1934 Swiss Banking Act have agreed to certain concessions. The OECD, a Paris based think tank with no official authority has drawn up a model for international financial transparency and information sharing on tax issues. Many former tax havens have ‘repented’ and made concessions on their bank secrecy in order to avoid being put on an OECD blacklist of uncooperative tax havens. These include Liechtenstein, Andorra, Switzerland and Luxembourg. Monaco, Honk Kong and Singapore have said they will think about signing up.

While many tax havens will claim to have strong bank secrecy, not all will walk the walk. At the very least all countries will provide exceptions for matters relating to terrorism, money-laundering or other serious criminal offences.

Here’s an overview of the more popular tax havens and the effectiveness of their bank secrecy laws:

Switzerland – Although it recently pledged to sign up to the OECD model it still has some of the strongest bank secrecy legislation in the world. It has agreed to share information in cases where there is concrete evidence of tax evasion, otherwise the law remains unchanged. Unless somebody knows you have an account at a particular bank and has strong evidence of wrongdoing, you are well protected.

Panama – Has very strong bank secrecy, breaking it could result in up to 2 years in jail. Panama does not respond to foreign requests for information involving tax evasion, which it does not view as a crime.

Honk Kong – Still has very strong bank secrecy because it has no tax information exchange agreements with other countries (this means that it has no legal requirement to respond to a request for tax related information from another country), except with China. It is thinking about joining the OECD model.

Cayman Islands – Although it has very strong bank secrecy laws on paper, these have been waived under US government requests for information. They are unlikely to stand up against foreign pressure if it is an individual’s account at stake.

Although bank secrecy is important when thinking about your private offshore bank account, another important thing to keep in mind is visibility. If you park your money in Switzerland during a worldwide campaign against tax havens, it’s clear that you funds will be in the spotlight. A better solution may be to keep your money in a smaller country not regarded as a tax haven, where your home government is less likely to go looking.

11.30
13

Leather Industry Of India

by como ·

The leather industry in India holds a very prominent place in the Indian economy. The leather and leather products industry is one of the oldest manufacturing industries in India. The Indian leather industry provides employment to about 2.5 million people in the country and has an annual turnover of approximately US$ 5,000,000.

The industry has a massive potential for providing more employment, growth, and exports. Recently, the exports of leather and leather products have gained massive momentum. The exports of Indian leather goods have registered phenomenal growth. This is mainly because great emphasis has been placed on the planned development of the leather industry and at the optimal utilization of available raw materials.

Over the years the leather industry in India has undergone drastic change from being a mere exporter of raw materials in the early 60’s and 70’s to now becoming an exporter of finished, value-added leather products. The main reason behind the transformation is the several policy initiatives taken by the government of India. The proactive government initiatives have yielded quick and improved results. Thanks to the government efforts today, the Indian leather industry has attained a prominent place in the Indian export and has made the industry one of the top 7 industries that earns foreign exchange for the country.

Since India adopted the globalization and liberalized economic policies in 1991, the leather industry has flourished consistently in several ways and has contributed heavily to the Indian exchequer. Though the industry has developed, it still has great potential for more growth and investments. Investing in Indian leather industry is particularly advantageous because the industry is poised to grow further and achieve a major share in the global trading market.

The government of India in its Foreign Trade Policy for 20002009 has identified the leather sector as a focus sector in view of its immense potential for export growth and generation of employment generation prospects.

Investment opportunities in the leather industry lie in different segments related to the industry, which include tanning and finishing of leather products, manufacturing of leather garments, manufacturing of leather footwear and footwear parts, and manufacturing of leather goods, such as harness and saddlery amongst a host of other opportunities.

Amongst all the industries mentioned above the footwear industry in particular holds greater potential for investments in India. India produces approximately 700 million pairs of leather footwear every year and accounts for an 18% share of the total Indian leather export.

After footwear manufacturing of leather goods promise great investment opportunity. Manufacturing of leather products, such as wallets, travel wares, belts, and handbags offer great returns on investment.

India is one of the best destinations in the world for investing in the leather industry because India is endowed with abundant raw materials required for the industry to grow. India has a huge population of cattle. India accounts for 21% of the worlds cattle and buffalo and 11% of the worlds goat and sheep population. Apart from the easy availability of raw materials, investors are able to enjoy an easy and abundant supply of skilled manpower, world-class technology, competent and favorable environmental standards, and the devoted support of allied industries.

Several leading international leather goods manufacturing brand names, such as Hugo Boss, Tommy Hilfiger, Versace, Guess, and DKNY, have invested in India and are engaged in sourcing leather goods from India.