Posts Tagged ‘World Bank’

05.26
15

Some Acceptable Financial Sources And Requirements To Study In Australia

by como ·

Do you want to go to Australia to study in the colleges of the country? Make sure that either you or your sponsor has enough financial strength to pay your charges while you are in Australia. Your tuition and living expenditures are going to be a heavy burden on the finance, so you have to be very careful about the restive expenses that you incur.
Sources:
There are some acceptable sources from where the money for you and your family can be obtained. Some of these sources to support you are:
If you, your spouse, your brother or sister, your parents and your grandparents have a money deposit with any financial institution for 3 months or more prior to the date of your visa application then that can be considered as a reliable source. You may have an uncle or aunt living in Australia or are either a citizen /permanent resident of the country or an eligible citizen of New Zealand, and then also you can take support from their financial account for immigration to Australia.
A financial institution may have granted a loan to or in the name of your spouse, your brother or sister, your parents, your grandparents and last but not the least you. Your uncle or aunt who usually lives in Australia and is either a citizen/permanent resident of the country or an eligible citizen of the country of New Zealand, then a loan by a financial institution either to them or in their name is an acceptable source. For a student visa in Australia:
You may get a loan from the government of your home country.
Your proposed education provider i.e. the college, university or institution can also provide you a grant which is acceptable and adequate.
The Australian Government or a State or Territory government in the nation can render you a financial assistance
Any foreign country government can lend a help
You may obtain a loan from a financial or state government of a foreign country that has the written support of the national government of the said foreign country.
An organization under the statutory control of a minister can also give economic help
A non-profit enterprise which is admissible according to the policies of Australia
A multilateral agency can also render financial support such as United Nations, World Bank or Asian Development Bank.
Proofs and documents for bank deposits:
After you immigrate to Australia do not give anybody the chance to question your ethics and integrity and always keep the evidence of the source of money ready. You may have a money deposit in a bank, for this the required proofs are:
Pay slips of the bank
Bank loan documents
Interest that you get from the investments.
Documents for loans:
A loan demands the following evidences:
A bank statement clearly showing the credit amount available.
A statement from the individual who took the loan that its purpose is to support your studies.
If you are interested in applying for Australian student visa and study in one of the prestigious institutions in the country of emu, then get ready with the assortment of documents to the land of the golden wattle.

05.9
15

Third World Countries Rising With Mobile Marketing And Banking -kenyas M-pesa The Unbelievable S

by como ·

You can success become wealthy, meet new people, and carry on our daily duties and everyday. From the their world countries and and even first world countries are all reaping the rewards.
The internet, mobile banking and marketing are changing, the way people do business around the world. First time gaving to sell your products and services without leaving or traveling miles. For those who are still living in the old methods of making money and marketing will get left behind if they don’t change the way they do things.
Living in cold weather condition and have leave your home to go work cleaning snow get in a cold is no joke. Doing some research I realize that third world countries are taking serious advantage of cell phone and mobile marketing to the next level while the first world countries are actually falling behind.

From Kenya To India Mobile Banking And Marketing Are Revolutionizing Ordinary People Lives.
First let’s talk about the success story of M-Pesa mobile payment system in Kenya that transforming Kenya economy according to World Bank. Below are some statistics and figures about how the mobile industry is changing Africa for the better.

M-PESA is a small-value electronic payment and store of value system that is accessible from ordinary mobile phones. It has seen exceptional growth since its introduction by mobile phone operator Safaricom in Kenya in March 2007: it has already been adopted by 11.9 million customers (corresponding to 54% of Kenya’s adult population) and processes more transactions domestically than other money transfer does globally.
Here are some key numbers (as of August 2010):
1. 11.9 million registered customers, of which the majority are active. This corresponds to 73% of Safaricom’s customer base, 54% Kenyan adults, and 31% of the entire population
2. 19,500 retail stores at which M-PESA users can cash-in and cash-out, of which nearly half are located outside urban centers.
3. US $415 million per month in person-to-person (P2P) transfers. On an annualized basis, this is equal to roughly 17% of Kenyan gross domestic product (GDP).
4. There are 27 companies using M-PESA for bulk distribution of payments. Safaricom itself used it to distribute dividends on Safaricom stock to 180,000 individual shareholders who opted to receive their dividends into their M-PESA accounts, out of a total of 700,000 shareholders.
Amazing success story, this one. The report rightly points out the success factors:
“The growth of M-PESA is a testament to Safaricom’s vision and execution capacity. However, Safaricom also benefited from launching the service in a country which contained several enabling conditions for a successful mobile money deployment, including: s
trong latent demand for domestic remittances, poor quality of available financial services, a banking regulator which permitted Safaricom to experiment with different business models and distribution channels, and a mobile communications market characterized by Safaricom’s dominant market position and low commissions on airtime sales.” This really good news for Kenya and Africa. Something different from the bad news we heard about news hear about these countries.

Even Remote Villagers Are Making Money With This New Technology.
From farmers to fishermen the list goes on. Taking advantage of moblie marketing and banking, to sell to their clients, villagers from all over Kenya and other African Countries are becoming economically self reliant and doing business efficiently on a daily basic. You can transfer money to a recipient cell phone without leaving your home to go to a transfer center and all you need a code giving to you that you can send to the other person and they will go and get the money with no obstacles. I just this think this revolutionary, something I haven’t seen in the U.S. pretty soon I heard ATM cards will be obsolete in Kenya because they have another technology developed called cashless Africa. I will do some more search about this new technology because I don’t know how that going to work.

You Can Also Dive Into The 5.2 Billion Cell Phones In The World To Create Wealth.
For those of you who have businesses to run and looking for ways to create flood mobile traffic there’s a good news for you too. There are so many opportunities in the U.S that you can tap into without leaving and become financially free. I think every second someone in North America starts a home business opportunities. Let me real true with here. The new economy will not be building big factories, hiring thousands of people to do labor work.

The new economy is in home businesses and the internet. It’s cheaper, free and convenient for people who can’ compete with the big guys. Another tools I came across is called the mobile money machine few days. After doing some research I realized this is good software to for ordinary people to make some real money on the internet and jump at it ready way. I think mobile marketing and banking is here to stay as it spread like viral worldwide. Take advantage before you get left in the dust. I hope you enjoy this article and take action on your future now. There’s no tomorrow. To learn more about mobile money machine visit: http://www.getmobilemoneymachine.net
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